You represent and warrant that (i) you are at least 13 years of age, (ii) if you are under 18 years of age, you have obtained the consent of your parent or legal guardian to these Terms and for your use of the Services, and (iii) you are fully able and competent to enter into and to comply with these Terms.</p> <p>Manhattan Institute may change any of the terms contained herein or modify the Services at any time, and you accept any changes made to these Terms by continuing to use the Services after Manhattan Institute posts the changes.