</ol> <p>PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING OUR WEBSITE.</p> I. Introduction <p>These terms of use ("<strong>Terms</strong>") and our Privacy Policy govern your use of Spruce's website ("<strong>Website</strong>"). Your use of the Spruce application, if any, will be governed by a different set of terms. By using the Website, you acknowledge that you have read, understood, and agreed to be legally bound by and comply with these Terms. If you do not agree with any of these Terms, you may not use the Website. You understand and agree that satisfying the above requirements does not guarantee that you will be able to use the Website. The terms "<strong>we</strong>", "<strong>our</strong>", "<strong>us</strong>", and "<strong>Spruce</strong>" collectively refer to Spruce Health, Inc. Even though you may have arrived to the Website through a website operated or controlled by a third party, including by an affiliate of Spruce, you understand and agree that these Terms are entered into between you and Spruce.</p> <p>Spruce reserves the right to modify these Terms at any time and for any reason.