As used in these Terms and Conditions, “us,” “we,” and “our” refers to J.G. Wentworth and its subsidiaries and affiliates.</p> <p>Access to and use of this Website is governed by the following terms and conditions (“Terms and Conditions”). By accessing and using this Website, you accept and agree to be bound by these Terms and Conditions, regardless of whether you have read through all of the applicable terms, which are subject to change and revision from time to time without notice. Any such changes will be effective immediately upon being posted to this Website.