<br> <br>(3) &nbsp. &nbsp;You hereby grant BillGO a royalty-free, perpetual, irrevocable, non-exclusive license (including a waiver of any moral rights) under all of Your intellectual property rights to use, reproduce, create derivative works of, publish, display, and distribute Your User-Generated Content (all or in part) worldwide, and to incorporate such content in other works in any form, media, or technology now known or later developed, for the full term of any rights that may exist in such content.<br> <br>(4) &nbsp. &nbsp;We may remove or refuse to post any User-Generated Content from the Websites at any time for any reason or no reason at Our discretion.<br> <br>(5) &nbsp.