There shall be no third-party beneficiaries to these Terms. </p> </li> <li> Class Action Waiver. <p>Except as otherwise required under applicable law, you and GIK agree to bring and resolve any and all claims against each other ONLY on an individual basis, and not as a named-plaintiff or class member in any class or representative proceeding. You and GIK acknowledge and agree that we are each waiving the right to participate as a plaintiff or class member in any purported class action lawsuit, class-wide arbitration, or any other representative proceeding as to all claims. </p> </li>