Such electronic representation may be for less than the original amount owed us or in any increments totaling the amount due including the maximum permissible non-sufficient funds fees charged by us.</p> <p>Class Action – You agree, to the extent permitted by law, that you will not bring, join, or participate in any class action or multi-plaintiff action as to any claim, dispute, or controversy you may have against Mynextpay. You agree to the entry of injunctive relief to stop such a lawsuit or to remove yourself as a participant in the suit.