Class Action Waiver</u>. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ALL DISPUTES BETWEEN YOU AND ACG WILL BE RESOLVED ON AN INDIVIDUAL BASIS ONLY, AND YOU WILL NOT HAVE THE RIGHT TO BRING ANY CLAIM AGAINST ACG AS A PLAINTIFF OR MEMBER OF A CLASS ACTION OR OTHER ACTION BROUGHT BY A GROUP OR BY A REPRESENTATIVE ON BEHALF OF OTHERS.</p> <p> <b>