1.17. Applicable law and place of jurisdiction <p>To the extent permitted by law, all legal relationships between customers and TWINT AG (including international payments) shall be exclusively subject to Swiss substantive law to the exclusion of conflict-of-law provisions and international treaties.</p> <p>Subject to the existence of mandatory, statutory provisions to the contrary, the sole place of jurisdiction and place of performance shall be Zurich. Zurich is also the place of enforcement for customers domiciled outside of Switzerland.</p>