We retain personal information for as long as necessary to provide our Products and Services and fulfill the transactions you have requested, or for other business purposes, to comply with our legal obligations, resolving disputes, and enforcing our agreements. We decide how long we need to retain personal information informed by the following factors when making retention decisions:</p> <ul> <li>Whether we need to keep personal information to maintain, close, or reopen accounts;</li> <li>Whether we are required by law to keep some types of personal information for certain periods of time to comply with our legal obligations; and</li> <li>Whether we need certain types of personal information to prevent harm and ensure safety and security of our Sites; investigate possible violations of our policies and Terms of Use; or to protect the company.</li>