The User agrees to defend, indemnify and hold the Owner and its subsidiaries, affiliates, officers, directors, agents, co-branders, partners, suppliers and employees harmless from and against any and all claims or demands, damages, obligations, losses, liabilities, costs or debt, and expenses, including, but not limited to, legal fees and expenses, arising from</strong> </p> <ul> <li> <strong>User’s use of and access to the Service, including any data or content transmitted or received by User;</strong> </li> <li> <strong>User’s violation of these terms, including, but not limited to, User’s breach of any of the representations and warranties set forth in these terms;</strong> </li> <li> <strong>User’s violation of any third-party rights, including, but not limited to, any right of privacy or intellectual property rights;</strong> </li> <li> <strong>User’s violation of any statutory law, rule, or regulation;</strong> </li> <li> <strong>any content that is submitted from User’s account, including third party access with User’s unique username, password or other security measure, if applicable, including, but not limited to, misleading, false, or inaccurate information;</strong> </li> <li> <strong>User’s willful misconduct. or</strong> </li> <li> <strong>statutory provision by User or its affiliates, officers, directors, agents, co-branders, partners, suppliers and employees to the extent allowed by applicable law.</strong>