Any changes to these Terms will be effective immediately upon our posting of notice of the changes on our Application. Your use of our Application following notice of such changes shall indicate your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes.</p> <p> <strong>13.2.</strong> You consent to receive all communications, agreements, documents, receipts, notices, and disclosures (collectively, our "<strong>Communications</strong>") that we provide in connection with these Terms or the use of the Application electronically.