Your credit information 4. Your credit information <ul> <li> <p>We collect credit information about you when you apply or use our credit related products or services.&nbsp. We may also collect credit information about you from credit reporting bodies (such as Equifax).</p> What&nbsp;is credit information? <p>Credit information is personal information that is about credit that has been provided to you or that you have applied for. This includes credit for personal purposes and credit in connection with a business. It can also cover information about you as a guarantor of a loan or as an insured party under a credit related insurance policy.</p>