User Profile incorporates the Consumer’s personal information, including but not limited to email address, unique password, full name, home address, payment card information, and other. <br>(4) <b>Payment Instrument</b> A payment method or tool enabling the transfer of funds. <br>(5) <b>Access Credentials: </b>The combination of your email address and the password that you select that enables you to have access to and utilization of the purchased BALARZI LIMITED (HE 400551) service</p> </li> <li>