Note that a valid Arbitration/Class Action Waiver Opt-Out Notice applies only to the individual identified in such notice as opting out.If the Arbitration/Class Action Waiver Opt-Out Notice does not meet all of the above requirements, you will not be deemed to have opted out of the mandatory arbitration and class action waiver provisions in Section 20.1, Section 20.3 and Section 20.4.21. Governing Law, Arbitration Location, Jurisdiction, Venue and Jury Trial Waiver.With the exception of the provision above that the enforceability of Section 20 is governed both procedurally and substantively by the FAA, this Agreement and your use of the Applications is otherwise governed by, construed and enforced in accordance with the laws of the State of New York (without regard to that state’s choice or conflict of laws rules).You or EPIX shall initiate arbitration in the United States county or territory in which you reside or, if you do not reside in the United States or one of its territories, in the non-United States country in which you reside. provided, however, that (a) EPIX may request to transfer the arbitration to New York County, New York if it agrees to pay any additional fees or costs you incur as a result of the change in location as such additional fees or costs are determined by the arbitrator and to the maximum extent permitted by law, and, upon such request, (b)(i) if you agree to such request, the arbitration shall be transferred to New York County, New York or (ii) if you do not agree to such request, EPIX shall have right to request that the arbitrator determine the location in which the arbitration shall be held.