This requires us to collectdata on users. ,We collect personal information for the following purposes:,1.to initiate, complete or respond to a request for information you have submitted to sites we operate;,2.to enable personalized experiences, communications and messaging on our digital channels;,3.to enable website functionality that requires us to remember a selection, option or user choice. and,4.to analyze the effectiveness of our digital channels, communications and marketing campaigns and ,third-party advertising used to direct people to ourdigital channels.