You should use your own independent judgment before accessing and using such Third Party Web Sites, or products or services offered through such third party web sites.</p> <p> <strong>18.2</strong> These Terms and the Privacy Policy do not apply to such Third-Party Web Sites, and you should review such Third Party Web Sites’ privacy policies, terms and conditions and business practices as they may be different to those of Membean and it is your sole responsibility to comply with such terms.