20. GOVERNING LAW, JURISDICTION, VENUE AND JURY TRIAL WAIVER.</strong> <p> With the exception of the provision above that the enforceability of Section 19 is governed both procedurally and substantively by the FAA, this Agreement and your use of the Site is otherwise governed by, construed and enforced in accordance with the laws of the State of New York (without regard to that state's conflict of laws rules). </p> <p>
declined: