These Terms will be governed by the laws of the State of California without regard to conflicts of law principles.</p> B. Arbitration Agreement <p>You and Spruce agree that all claims and disputes relating in any way to your use of our Platform, or arising out of or in connection with these Terms, will be resolved by binding arbitration, to the fullest extent permitted by applicable law, on an individual basis, except for any dispute in which either party seeks equitable relief for the alleged unlawful use of copyrights, trademarks, trade names, logos, trade secrets, or patents, or any dispute already pending at the time you first agree to these Terms.