Governing Law <p>Our relationship is governed by the laws of California, federal law, or both.</p> <p>These General Terms and any Dispute will be governed by the Federal Arbitration Act, as set forth above, and by California law and/or applicable federal law, without regard to its choice of law or conflicts of law principles.</p> 23. Limitation on Time to Initiate a Dispute <p>Any action or proceeding by you relating to any Dispute must commence within one year after the cause of action accrues.</p> 24. Assignment <p>You may not transfer any rights you have under our terms of service to anyone else.</p> <p>