Wallet uses functionalities and services from third-party subjects such as: Facebook which enables users to use their Facebook account to log into Wallet, , Google which enables users to use their Google account to log into Wallet, Foursquare to use their map and venue data to create heatmaps and enable Smart Assistant service, Salt Edge Inc. – to connect selected bank accounts and use of Salt Edge Customer Data API &amp. Services and its End User Licence Terms, Salt Edge Limited and use of their Partner Program to access Open Banking in Europe covered by their Dashboard Terms of Service and Dashboard Privacy Policy, and Yodlee – to connect selected bank accounts and use of Yodlee API &amp. Services or others.