TERMINATION OF THE PROPERTIES OR SERVICES</h3> <p>New York Life may, in its sole discretion, modify, suspend, or terminate the Properties, the Services or any portion thereof at any time for any reason with or without notice to you.</p> <p>If New York Life cancels or terminates your account, you will no longer be authorized to use the Services, but you will still be bound by your obligations under these Terms of Use and any Additional Terms, including the warranties made by you, and by the disclaimers and limitations of liability.