To close your account for the Novo Service, please send us an email at support@novo.co.</p> <p>Novo may at any time, terminate its legal agreement with you and access to the Services:</p> <ul> <li>If you have breached any provision of this Agreement (or have acted in a manner which clearly shows that you do not intend to, or are unable to comply with the provisions of this Agreement); </li> <li>if Novo in its sole discretion believes it is required to do so by law (for example, where the provision of the Service to you is, or becomes, unlawful);</li> <li>For any reason and at any time with or without notice to you. or</li> <li>immediately upon notice, to the e-mail address provided by you as part of your Account opening.</li> </ul>23. Modifications<p>Novo reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Sites or Services with or without notice.