4. To Whom We Disclose Personal Information <p>We disclose personal information as set forth below:</p> <ul> <li> <b>Goldman Sachs Affiliates:&nbsp;</b>We may disclose personal information to members of the Goldman Sachs family of companies in order to service accounts, improve services or for other purposes permissible under applicable laws and regulations.<br> </li> <li> <b>Vendors</b>: We may disclose personal information to non-affiliated companies and partners that perform support services for us, such as data analytics, fraud analysis, identity verification, risk management, security services, advertising and marketing, customer support, mail services, email delivery, information technology, and payment processing.</li> <li> <b>Cobrand Partners:</b>&nbsp;We may disclose personal information to our cobrand partners in order to service accounts, improve services or for other purposes permissible under applicable laws and regulations.</li> <li> <b>Legal Process and Emergency Situations: </b>We may disclose to third parties as permitted by, or to comply with, applicable laws and regulations. Examples include responding to a subpoena or similar legal process, protecting against fraud and cooperating with law enforcement or regulatory authorities. We may also disclose information if we believe it is necessary or appropriate to protect our rights, property or safety, or the rights, property or safety of our employees, customers or others, or to enforce our contractual rights.</li> <li> <b>Corporate Transactions:</b> In the event of a corporate transaction, such as a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of any or all of our assets or liabilities, some of the personal information that we hold may be among the assets or liabilities transferred to a buyer or other successor. We may also transfer personal information to another entity or its affiliates or service providers in connection with, or during negotiations of, any merger, acquisition, sale of assets or liabilities or any line of business, change in ownership control or financing transaction.</li> </ul> <p>