credit reporting bodies and credit providers (see <i>Your credit information</i>, Section 4).</li> </ul> Our Service Partners We may share your information with our service partners, external service providers and other organisations that help us to supply products and services. These include: <ul> <li>organisations that we partner with to supply products and services, for example, payment and shopping services, mortgage insurers, loyalty program partners and our product distributors.</li> <li>external service providers that we engage to do some of our work for us, for example mailing houses, debt recovery agencies, legal service providers and information technology and cloud service providers.</li> <li>people who help us process applications and claims (like assessors and investigators).</li> <li>organisations involved in our funding arrangements (like loan purchasers, investors, advisers, researchers, trustees and rating agencies).</li> <li>auditors, insurers and re-insurers</li> <li>organisations that assist us to identify, investigate or prevent fraud or other misconduct.</li> <li>our share registry service provider</li> <li>Organisations that provide us with information, including publicly available information, so we can tell you about products and services we think may be of interest and value to you (for example, property insights services). If you do not wish for your information to be used in this way you can tell us by opting out of receiving direct marketing communications (see 2b. Direct Marketing).</li> </ul> Strategic Referral Partners We may share your information, with external parties with whom CBA has entered into strategic alliance or referral arrangements to enable you to inquire about the services or products they offer.<br> A product refers to any offering of features and benefits to a Customer.<br> This may include products that allow a Customer to: <ul> <li>make a financial investment (e.g. a share);</li> <li>