Accountholder may use Target RedCard Account's bill payment service ("<b>Bill Pay"</b>) to make one-time payments from the Target RedCard Account to companies or individuals that the Accountholder selects ("<b>Payees"</b>), subject to the terms and conditions of this Agreement and the terms and conditions applicable to Bill Pay set forth at the TRA and the Mobile App.</p> <p>Bill Pay can be accessed online at the TRA and the Mobile App. The payment amount for each Bill Pay transaction requested by the Accountholder will be debited from his or her Account immediately upon submission of the Bill Pay request.