You can adjust the contact list permissionswithin the app.4.3We may also collect, use and exchange your information for other reasons where thelaw allows or requires us.5.Our interaction with you5.1We may use your information to contact you, to tell you about products and serviceswe think you might be interested in.5.2We may contact you by:(a)Email(b)Phone(c)SMS(d)Social Media(e)In-app5.3You will have the ability to opt-out of any direct marketing messages by clicking onthe link provided in email or SMS.6.Sharing your information6.1We may also share your information with third parties for the reasons in Section 4 orwhere the law otherwise allows. These third parties can include:(a)Our group entities, such as eftpos Payments Australia Limited, to matchtransactions data, improve the products and services of each entity and providede-identified and aggregated demographic and behavioural insights to thirdparties such as merchants with whom a group entity is associated;(b)Merchants through which you purchase goods and services to complete thepurchase and for sharing of digital receipts or surfacing offers through the Beem 3| Beem It | Privacy Policy February 2022It app that may be of interest to you or for them to provide rewards to you if youhave opted into those features;(c)Our Service providers — for example, direct marketing and communicationagencies, identification verification agencies and entities that help us meet ourregulatory compliance obligations. With your consent, we also share some ofyour information with our service providers that help us to deliver the Beem Itapp features to you, such as transaction tracking to deliver Beem Rewards;(d)Government and law enforcement agencies and regulators;(e)Organisations that help identify illegal activities and prevent fraud. and(f)Other banks and financial institutions – for example if we have to process a claimfor mistaken payment or help resolve a chargeback concern.6.2Sometimes we may send your information overseas, including to:(a)Service providers or third parties who store data or operate outside Australia.