We may disclose personal information to a third party during negotiation of, in connection with or as an asset in such a corporate business transaction. Personal information may also be disclosed in the event of insolvency, bankruptcy, or receivership.</li> <li> <b>Legal Obligations and Rights:</b> We may disclose personal information to third parties, such as legal advisors and law enforcement:</li> <ul> <li>in connection with the establishment, exercise, or defense of legal claims;</li> <li>to comply with laws or to respond to lawful requests and legal process;</li> <li>to protect the rights and property of us, our agents, customers, and others, including to enforce our agreements, policies, and terms of use;</li> <li>to detect, suppress, or prevent fraud;</li> <li>to reduce credit risk and collect debts owed to us;</li> <li>to protect the health and safety of us, our customers, or any person. or</li> <li>