Sharing of your Personal Data Any Personal Data that we have access to shall never be shared without your consent.<br> In various processes / submission of applications / availment of product/service offerings, we even seek your explicit consent to use / share your Personal Data.<br> In our business and operational processes, we only share the data on a partial and “need-to-know” basis to designated personnel or partners or service providers.<br> We will share your data with competent/ legal/statutory/regulatory agencies / authorities or partners/service providers acting on our behalf (as the case may be) in following cases:<br> 1. only for enabling the provision of the products/services availed by you, strictly on a “need to know” basis and subject to applicable laws.<br> 2. it is directed or required by legal/regulatory / statutory / governmental authorities under applicable laws/regulations though a legally obligated request.<br> 3. it is required by financial institutions to verify, mitigate or prevent fraud or to manage risk or recover funds in accordance with applicable laws/regulations. III.