7. To whom do we disclose personal data? <p>In relation to the use of the TWINT app or website or during the application process, we disclose your personal data to the following categories of recipients:</p> <ul> <li> <strong>TWINT AG / TWINT Acquiring AG:</strong> Within the framework of intra-Group services, we can disclose your personal data within the Group to TWINT AG or TWINT Acquiring AG.</li> <li> <strong>Service providers:</strong> We work together with service providers from Switzerland and abroad who process data pertaining to you received by us on our behalf, as joint controllers with us or as independent controllers (e.g. IT providers, shipping companies, advertising service providers, login service providers, cleaning companies, banks, insurance companies, debt collection agencies). See section 9 for the service providers consulted for the website.