4. Disclosure of personal information to third parties <p>We may disclose personal information to:</p> <ul> <li>third party service providers for the purpose of enabling them to provide their services, including (without limitation) IT service providers, data storage, hosting and server providers, ad networks, analytics, error loggers, debt collectors, maintenance or problem-solving providers, marketing or advertising providers, professional advisors and payment systems operators;</li> <li>our employees, contractors and/or related entities;</li> <li>sponsors or promoters of any competition we run;</li> <li>credit reporting agencies, courts, tribunals and regulatory authorities, in the event you fail to pay for goods or services we have provided to you;</li> <li>