If necessary, we may retain your personal information for our compliance with a legal obligation or in order to protect your vital interests or the vital interests of another natural person.</p>Collection and use of information<p>We may collect, hold, use and disclose information for the following purposes and personal information will not be further processed in a manner that is incompatible with these purposes:</p> <ul> <li>to enable you to customise or personalise your experience of our website;</li> <li>to contact and communicate with you;</li> <li>for analytics, market research and business development, including to operate and improve our website, associated applications and associated social media platforms. and</li> <li>for advertising and marketing, including to send you promotional information about our products and services and information about third parties that we consider may be of interest to you.</li> </ul>Disclosure of personal information to third parties<p>We may disclose personal information to:</p> <ul> <li>third party service providers for the purpose of enabling them to provide their services, including (without limitation) IT service providers, data storage, hosting and server providers, ad networks, analytics, error loggers, debt collectors, maintenance or problem-solving providers, marketing or advertising providers, professional advisors and payment systems operators. and</li> <li>sponsors or promoters of any competition we run.</li> </ul>International transfers of personal information<p>The personal information we collect is stored and processed in United States, or where we or our partners, affiliates and third-party providers maintain facilities. By providing us with your personal information, you consent to the disclosure to these overseas third parties.</p> <p>