8.3. Each Bitpanda Client Offer must at least have a monetary value (based on the figures used by Bitpanda System), stated by the respective Final Rate of EUR 1.00. . </p> <p>8.4. Payments in a currency which is legal tender to and from Bitpanda to and from you, are transferred by the respective payment service provider and not by Bitpanda itself. </p> <p>