They can be financial and nonfinancial companies. <br> • Nonaffiliates with which we share personal information include service providers that perform services or functions on our behalf.</p> <p>Joint Marketing</p> <p>A formal agreement between nonaffiliated financial companies that together market financial products or services to you.<br> • Our joint marketing partners include financial companies such as Flexa.</p>Other Important Information<p>We may transfer personal information to other countries, for example, customer service.