These third parties can include:(a)Our group entities, such as eftpos Payments Australia Limited, to matchtransactions data, improve the products and services of each entity and providede-identified and aggregated demographic and behavioural insights to thirdparties such as merchants with whom a group entity is associated;(b)Merchants through which you purchase goods and services to complete thepurchase and for sharing of digital receipts or surfacing offers through the Beem 3| Beem