Prospective investors are also urged, if in doubt, to consult a professional adviser on the personal tax implications of investing in, holding or disposing of shares in a fund, the receipt of distributions relating to such shares, and other consequences of investing.</p> <p>VAM only gives information on the products and services which it offers, and does not give investment advice based on personal circumstances. VAM may from time to time provide online tools and other materials designed to help personal investors choose funds.