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<li> Email Email Privacy Policy - Fidelity Investments <strong>Send to </strong>(Separate multiple email addresses with commas) <p>Please enter a valid email address</p>
<strong>Your email address</strong>
<p>Please enter a valid email address</p> Message (Optional) <p>
<strong>Important legal information about the email you will be sending.</strong> By using this service, you agree to input your real email address and only send it to people you know.
It is a violation of law in some jurisdictions to falsely identify yourself in an email.
All information you provide will be used by Fidelity solely for the purpose of sending the email on your behalf.
The subject line of the email you send will be "Fidelity.com: "</p> Email <p>Your email has been sent.</p>
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<li>Share Share Privacy Policy - Fidelity Investments <p>Clicking a link will open a new window.</p>
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</ul> Privacy Policy <p>Last Updated December 20, 2022</p>
<ul>
<li>Our Commitment to Privacy</li>
<li>Fidelity Investments Privacy Policy
<ul>
<li>How and why we obtain and use personal information</li>
<li>How we protect information about you</li>
<li>How we share information about you with third parties</li>
<li>How we share information about you with our affiliates</li>
<li>Your digital privacy</li>
<li>Additional information</li>
</ul>
</li>
<li>Additional Information for California Residents</li>
<li>Fidelity Companies Covered by this Privacy Policy</li>
<li>Fidelity Funds Privacy Policy</li>
</ul>
 .
Our commitment to privacy <p>Fidelity Investments and the Fidelity Funds recognize the importance of maintaining the privacy of personal information about our current and prospective customers.</p>
<p>As used in this privacy policy, <strong>personal information</strong> means information about an individual that is collected or maintained for business purposes and by which the individual can be identified.
Please note that information by which an individual cannot be identified (for example, anonymous, de-identified, or aggregate information) is not considered personal information and therefore is not subject to this policy.</p>
<p>Please note that certain details of this policy may depend on whether you deal with us through an investment professional, directly as an individual investor, or whether Fidelity provides services to your employer or plan sponsor.
In addition, some of Fidelity’s products, services or digital offerings may have a different or additional privacy policy which may be made available to you if you choose to use those products, services or digital offerings.</p>
<p>This policy is reviewed annually and updated to reflect any changes.</p>
 .
 .
Fidelity Investments privacy policy How and why we obtain and use personal information <p>Fidelity recognizes the importance of maintaining personal information about you and when we use it, we do so with respect for your privacy.
We obtain and use personal information about you to service, maintain, and protect your account.
process transactions in your account.
respond to inquiries from you or your representative.
develop, offer, and deliver products and services.
operate and manage our business.
and fulfill legal and regulatory requirements.
Fidelity collects public and non-public personal information from customers and visitors from various sources.
Some examples include:</p>
<ul>
<li>You or your representative on applications or forms (for example, when you interact with our customer service staff, and when you visit our websites or use our applications)</li>
<li>You or your representative regarding your preferences (for example, your choice of electronic statement delivery, or the screen layout you specify if you use our websites)</li>
<li>You or your employer or plan sponsor if Fidelity provides them with recordkeeping and/or employee benefits advisory services (for example, payroll, human resources, or benefits information)</li>
<li>Transactional activity in your account (for example, trading history and balances)</li>
<li>Other interactions with Fidelity (for example, discussions with our customer service staff, including telephone or chat, information you enter into our websites, or when you enroll in our authentication services)</li>
<li>Information from consumer reporting agencies (for example, to assess your creditworthiness for margin products)</li>
<li>Information from other third-party sources (for example, to verify your identity and to better understand your product and service needs)</li>
<li>Other sources with your consent or with the consent of your representative (for example, from other institutions if you transfer positions into Fidelity)</li>
</ul>
 .
How we protect information about you <p>We implement and maintain physical, administrative, technical and organizational measures designed to protect personal information and we regularly adapt these controls to respond to changing requirements and advances in technology.</p>
<p>At Fidelity, we restrict access to personal information to those who require it to develop, support, offer and deliver products and services to you and to operate our business.</p>
 .
How we share information about you with third parties <p>Fidelity does not share or sell personal information about our customers with unaffiliated third parties for use in marketing their products and services.
We may share personal information with the following entities:</p>
<ul>
<li>Unaffiliated service providers (for example, printing and mailing companies, securities clearinghouses, marketing service providers, and other entities who may provide services at Fidelity's direction)</li>
<li>Government agencies, other regulatory bodies and law enforcement officials (for example, for tax purposes or for reporting suspicious transactions)</li>
<li>Other third-parties, with your consent or as directed by your representative (for example, if you request to transfer assets from another financial institution, or if you use an external aggregation website or service that you have provided permission to access your Fidelity financial account on your behalf)</li>
<li>Other third parties whose products, services and investment offerings are made available through Fidelity, and which you decide to utilize</li>
<li>Other organizations as permitted or required by law (for example for fraud prevention or to respond to a subpoena)</li>
<li>In connection with corporate business transactions, such as a merger or sale of a business.</li>
</ul>
<p>Our service providers are obligated to keep the personal information we share with them confidential and use it only to provide services specified by Fidelity.</p>
<p>In addition, if you choose to use or indicate your interest in using a product, service or investment offering that is offered by a third party and made available through Fidelity, we may share personal information with that third party in connection with your use or interest of that product, service or investment offering.</p>
<p>Based on the nature of your relationship with Fidelity, we may exchange information with other third parties as described below:</p>
<ul>
<li>If Fidelity provides workplace services to your employer or plan sponsor, such as payroll, human resources or employee benefits advisory and/or recordkeeping services, Fidelity may exchange any information received in connection with such services with your employer or plan sponsor or others they may authorize.</li>
<li>If you conduct business with Fidelity through your investment professional, we may exchange information we collect with your investment professional or with others they may authorize.</li>
<li>If you transact business through Fidelity's life insurance companies, we may validate and obtain information about you from an insurance support organization.
The insurance support organization may further share your information with other insurers, as permitted by law.
We may also share medical information about you to learn if you qualify for coverage, to process claims, to prevent fraud, or otherwise at your direction, as permitted by law.</li>
</ul>
 .
How we provide information about you with our affiliates <p>We may provide personal information about you to various Fidelity corporate affiliates including internal service providers which perform, for example, printing, mailing, and data processing services.</p>
<p>If you interact with Fidelity directly as an individual investor (including joint account holders), we may provide certain information about you to Fidelity affiliates, such as our brokerage and insurance companies, for their use in marketing products and services as allowed by law.</p>
<p>Where Fidelity provides services to you under an arrangement with your employer or plan sponsor, to the extent permitted by you or under our agreement with your employer or plan sponsor and as allowed by law, we may provide information about you to Fidelity’s affiliates, such as our brokerage and insurance companies, for their use in marketing products and services.
<br>
<br>
Information collected from investment professionals' customers is not provided to Fidelity affiliates for marketing purposes, except with your or your representatives’ consent and as allowed by law.</p>
 .
Your digital privacy <p>When you interact with us by using our websites, online services or applications (including mobile apps) that are owned and controlled by Fidelity Investments ("<strong>our digital offerings</strong>"), or via electronic communications, Fidelity manages personal information in accordance with all of the practices and safeguards described in this policy.</p>
<p>When you use or interact with us via our digital offerings, or interact with us via electronic communications, we (or our service providers on our behalf) may automatically collect technical and navigational and location information, such as device type, browser type, Internet protocol address, pages visited, and average time spent on our digital offerings.
We use this information for a variety of purposes, such as maintaining the security of your session, facilitating site navigation, improving the design and functionality of our digital offerings and electronic communications, and personalizing your experience.
Additionally, the following policies and practices apply when you are online.</p>
<p>
<strong>Cookies and similar technologies</strong>
</p>
<p>Fidelity and our third-party service providers may use cookies and similar technologies (“<strong>cookies</strong>”) to support the operation of and maintain our digital offerings.
Cookies are small amounts of data that a website or online service exchanges with a web browser or application on a visitor's device (for example, computer, tablet, or mobile phone).
Cookies help us to collect information about users of our digital offerings, including date and time of visits, pages viewed, amount of time spent using our digital offerings, or general information about the device used to access our digital offerings.
Fidelity cookies are also used for security purposes and to personalize your experience, such as customizing your screen layout.</p>
<p>Both Fidelity and third-party service providers we hire may use cookies and other technologies, such as web beacons, pixel tags, or mobile device ID, in online advertising as described below.
Most browsers and mobile devices offer their own settings to manage cookies.
If you use those settings to refuse or delete cookies it may negatively impact your experience using our digital offerings, as some features and services on our digital offerings may not work properly.
For example, you may not be able to sign in and access your account, or we may not be able to recognize you, your device, or your online preferences.
Depending on your device and operating system, you may not be able to delete or block all cookies.</p>
<p>We may collect analytics data or use third-party analytics tools such as Google Analytics to help us measure traffic and usage trends for our digital offerings and to understand more about the demographics of our users.
You can learn more about Google’s practices with Google Analytics by visiting Google’s privacy policy.
You can also view Google’s currently available opt-out options.</p>
<p>
<strong>Advertising on Fidelity Digital Offerings</strong>
</p>
<p>Fidelity advertises on its own digital offerings (including our mobile applications), and when we do, we may use information about your relationship with us, such as the types of accounts you have, to tailor advertisements and communications about Fidelity and third-party products and services that may be of interest to you.</p>
<p>We may also use third-party service providers to help us determine which Fidelity products and services may be of interest to you.
These service providers may use cookies and other technologies to collect for us information about your activity on Fidelity digital offerings.
We and our service providers use such information to analyze the effectiveness of our advertising and the usage of our digital offerings.
For example, we may analyze the browsing patterns while visiting a Fidelity website and responses to advertisements and promotions shown on our digital offerings.
Such service providers may only collect and use such information for purposes specified by Fidelity and not for their own purposes.</p>
<p>
<strong>Advertising on Non-Fidelity Digital Offerings</strong>
</p>
<p>Fidelity also advertises our products and services on digital offerings not affiliated with Fidelity and we contract with third-party advertising companies to display these ads.
These third-party advertising companies may use cookies and similar technologies to collect technical and web navigational information, such as device type, browser type, Internet protocol address, and pages visited.</p>
<p>Fidelity and these third-party online advertising companies may use the data collected, along with other information we have about you and your Fidelity relationships, to serve relevant ads to you.
The advertisements may be relevant to your interests, as determined by your activity on Fidelity and non-Fidelity websites.
These advertisements are known as "interest-based advertisements".</p>
<p>You may opt-out of receiving interest-based advertisements from online advertising companies, including those used by Fidelity, by clicking on the AdChoices icon and following the opt-out instructions.</p>
<p>If you generally want to “opt out” of receiving online interest-based advertisements on your internet browser from advertisers and third parties that participate in a self-regulatory programs like the Digital Advertising Alliance DAA program or the Network Advertising Initiative (NAI), please follow the instructions at WebChoices: Digital Advertising Alliance's Consumer Choice Tool for Web US (aboutads.info) and NAI Consumer Opt Out (networkadvertising.org) to place an “opt-out” cookie on your device indicating that you do not want to receive interest-based advertisements.
If you want to “opt out” of receiving online interest-based advertisements on mobile devices, please follow the instructions at YourAdChoices.com | AppChoices and Mobile Opt Out - NAI: Network Advertising Initiative (thenai.org).</p>
<p>
<strong>Connecting with Fidelity on social media platforms</strong>
</p>
<p>Fidelity provides experiences on social media platforms that enable online sharing and collaboration among users who have registered to use them.
We may collect information you provide by interacting with us via social media, such as photographs, opinions, or social media account ID.
Any content you post, such as pictures, information, opinions, or any personal information that you make available to other participants on these social platforms, is also subject to the terms of use and privacy policies of those platforms.
Please refer to them to better understand your rights and obligations with regard to such content.</p>
<p>
<strong>Third Party websites, online service, and content</strong>
</p>
<p>Our digital offerings may contain links to third party websites and online services (for example, social media platforms) and may include embedded content that is hosted by third parties.
This policy does not address the privacy, security, cookie policy and settings, or other practices of the third parties that provide such websites, online services, or content, and we are not responsible for the privacy practices or the content of these other websites, online services, or content providers.
If you use a link to another website or online service or view third party content (for example, an embedded video), please consult the privacy policy for that website/or online service for additional information on their privacy practices and advertising opt-out instructions.</p>
<p>
<strong>Children's privacy</strong>
</p>
<p>In general, Fidelity’s digital offerings are not directed to individuals under the age of thirteen (13).
Fidelity does not intentionally collect information on Fidelity websites from those we know are under 13, and we request that these individuals do not provide personal information through our digital offerings.
If we do provide a digital offering that is intended to be used by individuals under the age of thirteen, it will have a separate privacy policy.</p>
<p>
<strong>Additional information</strong> </p>
<p>If you are a former customer, these policies also apply to you.
we treat your information with the same care as we do information about current customers.</p>
<p>Fidelity offers several options for accessing and, if necessary, correcting your account information.
You can review your information using your statements, or through our automated telephone or our digital offerings.
You may also write or call us with your request for information.
If you transact business through Fidelity's life insurance companies, you are entitled to receive, upon written request, a record of any disclosures of your medical record information.
If we serve you through an investment professional, please contact them directly.
Specific Internet addresses, mailing addresses and telephone numbers are listed on your statements and other correspondence.</p>
 .
Additional Information for California Residents <p>This section is provided for purposes related to the California Consumer Privacy Act of 2018, as amended by the California Privacy Rights Act of 2020 (collectively, the “CPRA”) and applies solely to the personal information and Fidelity companies that are subject to the CPRA.
As used in this section, “personal information” means information that meets the definition of “personal information” as set forth in the CPRA and is not otherwise excluded from the scope of the CPRA.</p>
<p>
<strong>Fidelity companies and the CPRA</strong>
</p>
<p>Depending on the Fidelity company with which you have a relationship or otherwise interact, the nature of your relationship and interactions with that Fidelity company, and the products and services provided to you through that relationship, some or all of the personal information that the Fidelity company collects or maintains is covered by one or more of the exemptions described below (see the section below entitled “CPRA Exemptions”).
As a result, in some cases, the applicable Fidelity company may have no obligation under the CPRA to accept any CPRA requests, and in other cases, it may have no obligation to honor a particular CPRA request, because of the nature of the personal information that the Fidelity company collects or maintains.
Here are some examples of CPRA exemptions:</p>
<ul>
<li>If your relationship and interactions with a Fidelity company consist solely of personal financial services (e.g., maintaining one or more personal brokerage accounts), the personal information collected and processed about you is subject to the federal Gramm-Leach-Bliley Act (“GLBA”) and therefore your CPRA request will not be honored by the Fidelity company.</li>
<li>If you participate in a workplace retirement plan, or other employee benefit plan sponsored by or provided through your employer, that is serviced or administered by a Fidelity company, <strong>CPRA requests should be directed to your employer</strong>.</li>
</ul>
<p>
<strong>Your Rights Under the CPRA</strong>
</p>
<p>The CPRA gives certain rights to California residents and imposes certain obligations on those businesses that are subject to the CPRA.
As required by the CPRA, set forth below is a description of certain rights that California residents generally have under the CPRA.
As used below, a “consumer” means a resident of the State of California and a “covered business” means a business that is subject to the CPRA.</p>
<ul>
<li>Right to Know/Right to Access.
A consumer has the right to request that a covered business that collects a consumer’s personal information disclose to that consumer the categories and specific pieces of information the business has collected.
A consumer also has the right to request that a covered business that collects a consumer’s personal information disclose to that consumer the following:
<ol>
<li>The categories of personal information it has collected about that consumer</li>
<li>The categories of sources from which the personal information is collected</li>
<li>The business or commercial purpose for collecting, selling or sharing (if applicable) personal information</li>
<li>The categories of third parties to whom the covered business discloses personal information</li>
<li>The specific pieces of personal information that the covered business has collected about that consumer</li>
</ol>
</li>
<li>
<p>These disclosures are not required to include any information about activity that occurred prior to January 1, 2022.
Please also note that a covered business is not required to honor more than 2 of these requests from the same consumer during any 12-month period.</p>
</li>
</ul>
<ul>
<li>Right to Delete.
A consumer has the right to request that a covered business delete any personal information that the business has collected from the consumer, subject to certain exceptions.</li>
</ul>
<ul>
<li>Right to Correct.
A consumer has the right to request that a covered business correct inaccuratepersonal information that a business maintains about a consumer.</li>
</ul>
<ul>
<li>Right to Opt-Out of Sale/Sharing.
If a covered business sells or shares personal information, a consumer has the right to opt-out of the sale or sharing of their personal information by the business.</li>
</ul>
<ul>
<li>Right to Limit Use and Disclosure of Sensitive Personal Information.
If a covered business uses or discloses sensitive personal information for reasons other than those set forth in the CPRA, a consumer has the right to limit the use or disclosure of sensitive personal information by the business.</li>
</ul>
<ul>
<li>Non-Discrimination.
A consumer has the right not to receive discriminatory treatment by the covered business for the exercise of privacy rights conferred by the CPRA.</li>
</ul>
<p>
<strong>Categories of personal information we may collect about you</strong>
</p>
<p>In general, if you are a customer of ours or you otherwise interact with us, we collect various types of personal information about you.
The amount and types of personal information we collect will vary depending on the nature of your relationship and your interactions with us, and on the products and services that we provide to you.
The categories of personal information that we may collect about you are:</p>
<ul>
<li>Personal identifiers, such as your name, postal address, email address, online identifier, internet protocol address, account name, or other similar identifiers</li>
<li>Information covered by California’s records-destruction law (California Civil Code §1798.80), such as your signature, telephone number, and financial account information</li>
<li>Commercial information, including products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies</li>
<li>Characteristics of protected classifications under California or federal law</li>
<li>Biometric information, such as when you use our voice-recognition service that we use for identity-verification and security purposes</li>
<li>Internet or other electronic network activity information, including, but not limited to, browsing history and search history while using our digital offerings, and other information regarding your interactions with our digital offerings or our advertisements</li>
<li>Geolocation data</li>
<li>Audio, electronic, visual, and similar data, such as call recordings</li>
<li>Professional or employment-related information, such as job title and business contact information</li>
<li>Education information</li>
<li>Inferences drawn from any of the information listed above to create a profile about you, such as a profile that reflects your preferences, characteristics, behavior, and attitudes</li>
<li>Sensitive personal information such as social security number, or account log-in, password or credentials allowing access to your account(s) or to our digital offerings</li>
</ul>
<p>The retention periods for data elements within each category listed above vary depending on the nature of the data element and the purposes for which it is collected and used.
Our retention period for the data elements within each category is set based on the following criteria: (1) the length of time that the data is needed for the purposes for which it was created or collected, (2) the length of time the data is needed for other operational or record retention purposes, (3) the length of time the data is needed in connection with our legal, compliance and regulatory requirements, for legal defense purposes and to comply with legal holds, (4) how the data is stored, (5) whether the data is needed for security purposes and fraud prevention, and (6) whether the data is needed to ensure the continuity of our products and services.</p>
<p>
<strong>Categories of sources from which personal information is collected</strong>
</p>
<p>In addition to the sources described in the section above entitled “<strong>How and why we obtain and use personal information</strong>”, depending on the nature of your relationship and your interactions with us, and on the products and services that we provide to you, we may obtain personal information from the following sources:</p>
<ul>
<li>You or your representative, such as when using our products, services or digital offerings, when interacting with us or any of our service providers regarding our products, services or digital offerings or when otherwise communicating with us</li>
<li>Providers of publicly available information</li>
<li>Another person or other persons (typically people who know you) who provide referral information about you to us or who use the capabilities we offer on certain of our websites and applications to forward an article or other information to you</li>
<li>Third parties that provide products and services to you through your relationship with us</li>
<li>Third parties that perform services for us or on our behalf</li>
<li>Other third-party sources, including government sources, data brokers and social networks</li>
<li>Automatically, via technologies such as cookies and web beacons, when you interact with our digital offerings or electronic communications</li>
</ul>
<p>
<strong>Why we collect personal information</strong>
</p>
<p>Please see the section above entitled “<strong>How and why we obtain and use personal information</strong>” for a description of some of the business or commercial purposes for which we collect personal information, including sensitive personal information.
In addition to those purposes described above, below are additional business or commercial purposes for which we collect personal information:</p>
<ul>
<li>To provide you with information about products and services that may interest you</li>
<li>To maintain the accuracy and integrity of our records</li>
<li>For marketing and communication purposes</li>
<li>For reporting and analytical purposes</li>
<li>For personalizing your interactions and experiences with us</li>
<li>For training and quality-control measures</li>
<li>To verify your identity</li>
<li>To protect against malicious, fraudulent, or illegal activity</li>
<li>For business analysis, planning, and reporting</li>
<li>For customer education</li>
<li>For effectiveness measurements</li>
</ul>
<p>
<strong>Categories of personal information disclosed for business purposes</strong>
</p>
<p>Like most businesses, we disclose personal information, including in some cases certain sensitive personal information, to third parties for our business purposes.
Depending on the nature of your relationship and your interactions with us, and on the products and services that we provide to you, we disclose to third parties for business purposes the personal information that is encompassed by one or more of the categories described in the “Categories of personal information we may collect about you” section above, with the categories of third parties listed in the section above entitled “<strong>How we share information about you with third parties”</strong>.</p>
<p>
<strong>Other information about our handling of personal information</strong>
</p>
<p>Please note that we do not “sell” or “share” (as defined in the CPRA) personal information about you to any third party and have not done so at any time during the 12-month period preceding the date this privacy policy was last updated.
In addition, we do not sell or share personal information of minors under 16 years of age.</p>
<p>Because we do not sell or share personal information, Fidelity companies do not have any obligation under the CPRA to accept CPRA requests requesting that the Fidelity companies not sell or share a consumer’s personal information.</p>
<p>
<strong>CPRA Exemptions</strong>
</p>
<p>Please note that certain types of personal information collected or maintained by a covered business are exempt from the CPRA.
For example, a covered business has limited obligations, or in some cases, no obligations, under the CPRA with regard to the following types of personal information:</p>
<ul>
<li>Personal information collected, processed, sold, or disclosed pursuant to the federal Gramm-Leach-Bliley Act (Public Law 106-102) and implementing regulations, or pursuant to the California Financial Information Privacy Act (Division 1.4 [commencing with Section 4050] of the California Financial Code)</li>
<li>Medical information governed by the Confidentiality of Medical Information Act or protected health information that is collected by a covered entity or business associate pursuant to the Health Insurance Portability and Accountability Act of 1996.</li>
</ul>
<p>In addition, some businesses are not subject to the CPRA, such as:</p>
<ul>
<li>A business that does not do business in the State of California</li>
<li>A business that is not organized or operated for the profit of financial benefit of its shareholders or other owners</li>
<li>A business that does not determine the purposes and means of the processing of consumers’ personal information</li>
<li>A business that has annual gross revenue of $25,000,000 or less</li>
</ul>
<p>Furthermore, under the CPRA, there are a number of situations where a covered business under the CPRA may refuse to honor a CPRA request to delete a consumer’s personal information and is allowed to continue to maintain the personal information.
Some examples include situations where retention of the personal information is reasonably necessary to:</p>
<ul>
<li>Complete the transaction for which the personal information was collected, provide a good or service requested by the consumer or reasonably anticipated within the context of the covered business’s ongoing business relationship with the consumer, or otherwise perform a contract between the Fidelity company and the consumer</li>
<li>Help to ensure security and integrity to the extent the use of the personal information is reasonably necessary and proportionate for those purposes</li>
<li>Debugging to identify and repair errors that impair existing intended functionality</li>
<li>Exercise free speech, ensure the right of another consumer to exercise that consumer’s right of free speech, or exercise another right provided by law</li>
<li>To enable solely internal uses that are reasonably aligned with consumer expectations based on the consumer's relationship with the business and compatible with the context in which the consumer provided the information</li>
<li>Comply with a legal obligation</li>
</ul>
<p>Please note that the description of the CPRA set forth in this privacy policy is a summary of only certain aspects of the CPRA and is not and should not be considered a complete description of the CPRA.
In addition to what is described above, the CPRA includes other exemptions that apply to particular types of personal information and particular businesses, as well as additional situations where a covered business is not required to honor a consumer’s request to delete the consumer’s personal information.</p>
<p>
<strong>Submitting a CPRA Request</strong>
</p>
<p>
<strong>If you wish to submit a CPRA request to any of the Fidelity companies listed in this privacy policy, you may initiate your request through one of the options provided on our</strong> California Privacy Rights Request Page.
Before submitting your request, please ensure you have reviewed all the CPRA exemptions, including those described above under the section above entitled “<strong>CPRA Exemptions</strong>”.</p>
<p>You should generally expect to receive a response within 45 days of the date we receive your request.
However, in some instances, we may require an additional 45 days to process your request in which case we will notify you and explain why the extension is necessary.</p>
<p>We will need to verify your identity before we can process your request.
Through the request process, we will make you aware of any information that you will need to provide to us to process your request.
You may have to confirm that you are a California resident and verify your identity or the identities of those authorized to submit requests on your behalf.
Additionally, the information you provide will be used to help verify your identity.</p>
<p>To understand how you can designate an authorized agent with the ability to make a request under the CPRA on your behalf, please refer to our California Privacy Rights Request page.</p>
<p>Fidelity companies covered by this privacy policy received 12 CCPA requests for disclosure of personal information (request to know) and 18 CCPA requests for deletion of personal information (request to delete) between January 1, 2021 and December 31, 2021.
Fidelity companies responded to each of these requests in an average of 10.46 days.
However, because of exemptions under the CPRA, Fidelity companies did not comply with any of these requests.</p>
 .
<p>
<strong>Fidelity Companies Covered by this Privacy Policy</strong>
</p>
<p>The Fidelity Investments privacy policy is provided on behalf of: Fidelity Brokerage Services LLC</p>
<ul>
<li>Fidelity Distributors Company LLC</li>
<li>Fidelity Diversifying Solutions LLC</li>
<li>Fidelity Workplace Services LLC</li>
<li>Fidelity Investments Institutional Operations Company, Inc.</li>
<li>Fidelity Management Trust Company</li>
<li>Fidelity Personal Trust Company, FSB</li>
<li>Fidelity Personal and Workplace Advisors LLC</li>
<li>Fidelity Stock Plan Services, LLC</li>
<li>Fidelity Institutional Wealth Adviser LLC</li>
<li>Fidelity Investments Life Insurance Company</li>
<li>Empire Fidelity Investments Life Insurance Company</li>
<li>Fidelity Health Insurance Services, LLC</li>
<li>Fidelity Insurance Agency, Inc.</li>
<li>Fidelity Wealth Technologies LLC</li>
<li>FIAM LLC</li>
<li>National Financial Services LLC</li>
<li>Strategic Advisers LLC</li>
<li>Other companies owned by Fidelity Investments using the Fidelity name to provide financial or payroll services to customers</li>
</ul>
 .
Fidelity Funds Privacy Policy <p>Protecting your personal information is an important priority for the Fidelity Funds.
The Funds' privacy policy is designed to support this objective.
The Funds collect non-public personal information concerning you in the following ways:</p>
<ul>
<li>Information provided by you or your representative on applications or other forms furnished to the Funds or through other interactions that you or your representative have with the Funds</li>
<li>Information arising from your investments in or accounts with the Funds</li>
<li>Information the Funds receive from a consumer reporting agency</li>
</ul>
<p>The Funds employ physical, electronic, and procedural controls to safeguard your information.
For example, the Funds authorize access to your personal and account information only for personnel who need that information in order to provide products or services to you.</p>
<p>The Funds do not disclose any non-public personal information about you, except as permitted by law.
For example, the Funds have entered into a number of arrangements with Fidelity Investments to provide for investment management, distribution and servicing of the Funds.</p>
<p>If you decide to close your account, the Funds will continue to adhere to the privacy policies and practices as described in this policy.</p>
<p>Please read the Fidelity Funds Privacy Policy in conjunction with the Privacy Policy for the Fidelity Investments companies of which you are also a customer.</p>
<p>The Fidelity Funds Privacy Policy is provided on behalf of the Fidelity Investments family of mutual funds, including those advised by Strategic Advisers LLC.</p>
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