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</ul> Authorization to Obtain Credit Report at Registration
<p>I understand that I am providing “written instructions” to Prosper Funding LLC (“Prosper”) under the Fair Credit Reporting Act authorizing Prosper, Prosper’s parent company, Prosper Marketplace, Inc., or their respective agents (collectively, the “Prosper Parties”), to obtain information from my personal credit profile from one or more consumer reporting agencies.
I authorize the Prosper Parties to obtain such information to confirm my eligibility to invest, including but not limited to my residence and identity.</p>
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<p>
* For example, a three-year $10,000 personal loan would have an interest rate of 11.74% and a 5.00% origination fee for an annual percentage rate (APR) of 15.34% APR.
You would receive $9,500 and make 36 scheduled monthly payments of $330.90.
A five-year $10,000 personal loan would have an interest rate of 11.99% and a 5.00% origination fee with a 14.27% APR.
You would receive $9,500 and make 60 scheduled monthly payments of $222.39.
Origination fees vary between 2.41%-5%.
Personal loan APRs through Prosper range from 7.95% to 35.99%, with the lowest rates for the most creditworthy borrowers.
Eligibility for personal loans up to $40,000 depends on the information provided by the applicant in the application form.
Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions.
Refer to Borrower Registration Agreement for details and all terms and conditions.
All personal loans made by WebBank, Member FDIC.
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<p>Prosper and WebBank take your privacy seriously.
Please see
Prosper's Privacy Policy and
WebBank's Privacy Policy
for more details.
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<p>Notes offered by Prospectus.
Notes investors receive are dependent for payment on unsecured loans made to individual borrowers.
Not FDIC-insured.
investments may lose value.
no Prosper or bank guarantee.
Prosper does not verify all information provided by borrowers in listings.
Investors should review the prospectus before investing.
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All rights reserved.</p>