<p>Rev.
05/2020</p>
<p>
<b>Legend Bank Privacy Statement</b>
</p>
<p> </p>
<p>
<b>FACTS</b>
</p>
<p>
<b>WHAT DOES LEGEND BANK<br> DO WITH YOUR PERSONAL INFORMATION?</b>
</p>
<p> </p>
<p>
<b>Why?</b>
<b>
</b>
</p>
<p>Financial companies choose how they share your personal information. .
Federal law gives consumers the right to limit some but not all sharing.  .
Federal law also requires us to tell you how we collect, share and protect your personal information. .
Please read this notice carefully to understand what we do.
</p>
<p>
<b> </b>
</p>
<p>
<b>What?</b>
<b>
</b>
</p>
<p>The types of personal information we collect and share depend on the product of service you have with us. .
This information can include: </p>
<p>•  .
Social Security number and income </p>
<p>•  .
Account Balances and payment history </p>
<p>•  .
Credit history and credit scores </p>
<p>When you are <i>no longer</i> our customer, we continue to share your information as described in this notice.
</p>
<p> </p>
<p>
<b>How?</b>
<b>
</b>
</p>
<p>All financial companies need to share customer’s personal information to run their everyday business. .
In the section below, we list the reasons financial companies can share their customer’s personal information.
the reasons Legend Bank chooses to share.
and whether you can limit this sharing.
</p>
<p> </p>
<p>
<b>Reasons we can share your personal information </b>
</p>
<p>
<b>Does Legend Bank share? </b>
</p>
<p>
<b>Can you limit this sharing? </b>
</p>
<p>
<b>For our everyday business purposes— </b>
</p>
<p>Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus </p>
<p>Yes </p>
<p>No </p>
<p>
<b>For our marketing purposes— </b>
</p>
<p>To offer our products and services to you </p>
<p>Yes </p>
<p>No </p>
<p> </p>
<p>
<b>For joint marketing with other financial companies </b>
</p>
<p>Yes </p>
<p>No </p>
<p>
<b>For our affiliates’ everyday business purposes— </b>
</p>
<p>Information about your transactions and experiences </p>
<p>Yes </p>
<p>No </p>
<p>
<b>For our affiliates’ everyday business purposes— </b>about your credit worthiness </p>
<p>No </p>
<p>We don’t share </p>
<p>
<b>For nonaffiliates to market to you </b>
</p>
<p>No </p>
<p>We don’t share </p>
<p> </p>
<p>
<b>Questions?</b>
<b>
</b>
</p>
<p>Call 800-873-5604 or go to www.legend.bank.
</p>
<p> </p>
<p> </p>
<p> <b>Page 2</b>
<b>
</b>
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<p> </p>
<p> </p>
<p> </p>
<p> </p>
<p>
<b>Who we are</b>
<b>
</b>
</p>
<p> </p>
<p>
<b>Who is providing this notice? </b>
</p>
<p>Legend Bank </p>
<p>Legend Bancorp, Inc.
</p>
<p> </p>
<p>
<b>What we do</b>
<b>
</b>
</p>
<p> </p>
<p>
<b>How does Legend Bank protect my personal information? </b>
</p>
<p>To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. .
These measures include computer safeguards and secured files and buildings.
</p>
<p>We use a layered security approach including encryption, firewalls, control access and other best practice security measures.
</p>
<p>
<b>How does Legend Bank collect my personal information? </b>
</p>
<p>We collect your personal information, for example, when you .
</p>
<p>§ .
Open an account or deposit money </p>
<p>§ .
Pay your bills or apply for a loan </p>
<p>§ .
Use your debit card </p>
<p>We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
</p>
<p>
<b>Why can’t I limit all sharing? </b>
</p>
<p>Federal law gives you the right to limit only </p>
<p>§ .
Sharing for affiliates’ everyday business purposes – information about your creditworthiness </p>
<p>§ .
Affiliates from using your information to market to you </p>
<p>§ .
Sharing for nonaffiliates to market to you </p>
<p>State laws and individual companies may give you additional rights to limit sharing.
</p>
<p> </p>
<p>
<b>Definitions</b>
<b>
</b>
</p>
<p> </p>
<p>
<b>Affiliates </b>
</p>
<p>Companies related by common ownership or control. .
They can be financial and nonfinancial companies </p>
<p>§  .
Our affiliates include financial companies such as Legend Bank and Legend Bancorp, Inc.
</p>
<p>
<b>Nonaffiliates</b>
<b>
</b>
</p>
<p>Companies not related by common ownership or control. .
They can be financial and nonfinancial companies.
</p>
<p>§  .
Legend Bank does not share with nonaffiliates so they can market to you.
</p>
<p>
<b>Joint marketing </b>
</p>
<p>A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
</p>
<p>§  .
Our joint marketing partners include debit card companies.
insurance companies.
and investment and advisory companies.
</p>
<p> </p>