BBVA

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<p> <i> </i>Close panel</p> <p> <i> </i>BBVA.com</p> What are you looking for? <p> <i> </i>Press Enter</p> <p>Predictive Search</p> <ul> </ul> <p> <i> </i>Close panel</p> <p> <i> </i>Close panel</p> <p> <i> </i>Close panel</p> <p> <i> </i>BBVA.com</p> <ul> <li>Analysis and Opinion</li> <li>Fintech</li> <li>Finance</li> <li>Responsible Banking</li> <li>Economy</li> <li>Life and Culture</li> <li>Innovation</li> <li>Our Brand</li> <li>Cenyt Case</li> <li>Coronavirus</li> </ul> <ul> <li>BBVA Results<i> </i> </li> <li>Contact</li> <li>Corporate information<i> </i> </li> <li>Contact</li> <li>BBVA Financial information<i> </i> </li> <li>Financial calendar<i> </i> </li> <li>Latest news</li> <li>BBVA Podcast<i> </i> </li> <li>Media</li> <li>Press Room<i> </i> </li> <li>Customer service profiles on social media<i> </i> </li> <li>Specials<i> </i> </li> <li>BBVA webs<i> </i> </li> <li>BBVA in the World</li> <li>Careers at BBVA<i> </i> </li> <li>Social media<i> </i> </li> </ul> <ul> <li>Chairman’s message</li> <li>CEO’s message</li> <li>History of BBVA</li> <li>BBVA in the world</li> <li>Basic data</li> <li>Organizational chart</li> <li>Strategy</li> <li>Responsible banking model</li> <li>Corporate Presentation</li> <li>Code of Conduct</li> <li>BBVA’s tax strategy</li> <li>U.S. Patriot Act</li> <li>FATCA</li> <li>BBVA Due Diligence</li> </ul> <ul> <li>BBVA in 2019</li> <li>The Share</li> <li>Annual Report</li> <li>Financial reports</li> <li>Relevant events</li> <li>Issuances and programs</li> </ul> <ul> <li>About us</li> <li>Press contact</li> <li>Biographies</li> <li>Photos Directors / Executive Leadership Team</li> <li>Download center</li> <li>Awards</li> </ul> <ul> <li>Sustainable Development Goals</li> <li>Annual General Meeting</li> <li>COP25</li> <li>Our brand</li> <li>Analysis and Opinion</li> <li>Data</li> <li>Trading floor</li> <li>Ciudad BBVA</li> <li>BBVA’s Historical Archive</li> <li>BBVA Research</li> <li>BBVA Labs</li> </ul> <ul> <li>BBVA Research</li> <li>Open Innovation</li> <li>OpenMind</li> <li>BBVA Foundation</li> <li>Full website list</li> </ul> Shareholders and investors BBVA in the World BBVA Results Contact Corporate information<i> </i> <ul> <li>Chairman’s message</li> <li>CEO’s message</li> <li>History of BBVA</li> <li>BBVA in the world</li> <li>Basic data</li> <li>Organizational chart</li> <li>Strategy</li> <li>Responsible banking model</li> <li>Corporate Presentation</li> <li>Code of Conduct</li> <li>BBVA’s tax strategy</li> <li>U.S. Patriot Act</li> <li>FATCA</li> <li>BBVA Due Diligence</li> </ul> Contact BBVA Financial information<i> </i> <ul> <li>BBVA in 2019</li> <li>The Share</li> <li>Annual Report</li> <li>Financial reports</li> <li>Relevant events</li> <li>Issuances and programs</li> </ul> Financial calendar Latest news BBVA Podcast Media Press Room<i> </i> <ul> <li>About us</li> <li>Press contact</li> <li>Biographies</li> <li>Photos Directors / Executive Leadership Team</li> <li>Download center</li> <li>Awards</li> </ul> Customer service profiles on social media Specials<i> </i> <ul> <li>Sustainable Development Goals</li> <li>Annual General Meeting</li> <li>COP25</li> <li>Our brand</li> <li>Analysis and Opinion</li> <li>Data</li> <li>Trading floor</li> <li>Ciudad BBVA</li> <li>BBVA’s Historical Archive</li> <li>BBVA Research</li> <li>BBVA Labs</li> </ul> BBVA webs<i> </i> <ul> <li>BBVA Research</li> <li>Open Innovation</li> <li>OpenMind</li> <li>BBVA Foundation</li> <li>Full website list</li> </ul> BBVA in the World Careers at BBVA Social media <p> <i> </i>EnglishEspañol</p> <p> <i> </i>Close panel</p> Home<ul> <li> <strong>BBVA Group</strong> </li> <li>BBVA in brief</li> <li>Organization chart</li> <li>Business areas</li> <li>Strategy: BBVA’s transformation</li> </ul>Financials<ul> <li>Financial reports</li> <li>Presentations</li> <li>Financial data</li> <li>Risk management</li> <li>Financial calendar</li> </ul> The Share<ul> <li>Share information</li> <li>Capital information</li> <li>Shareholders remuneration</li> <li>Equity analysts</li> <li>ADRs</li> <li>Significant events</li> </ul>Shareholders<ul> <li>Financial products</li> <li>Shareholders club</li> <li>Shareholders and Investors Communication and Contact Policy</li> </ul> Debt investors<ul> <li>Issuances and programs</li> <li>Issuing companies</li> <li>Maturity profile</li> <li>Ratings</li> <li>Presentations</li> <li>Fixed Income Analysts</li> <li>Contact debt investors</li> </ul>Responsible Banking<ul> <li>Principles and policies</li> <li>Responsible Banking Reports</li> <li>Sustainability ratings</li> <li>Average payment period suppliers</li> <li>Contacts Responsible Banking</li> </ul> Corporate Governance and Remuneration Policy<ul> <li>Corporate Bylaws</li> <li>General Meeting Regulations</li> <li>Information related AGM held</li> <li>Board Regulations</li> <li>Board of Directors</li> <li>Board Committees</li> </ul> <ul> <li>Director's Remuneration</li> <li>Information related to Identified Staff</li> <li>Annual Corporate Governance Report</li> <li>Information Circular 2/2016 of Bank of Spain</li> <li>Internal Standards of Conduct in the Securities Markets</li> <li>Auditors</li> <li>Information related to integration transactions</li> </ul> <ul> <li>Corporate information</li> <li>Shareholders and investors<i> </i> </li> <li>BBVA in the World</li> </ul> <ul> <li> <i> </i>Browser</li> <li> <i> </i>EnglishEspañol</li> <li> </li> </ul> <i> </i>BBVA.com <ul> <li>Innovation</li> <li>Finance</li> <li>Responsible Banking</li> <li>Economy</li> <li>Data</li> <li>BBVA Podcast</li> <li>OpenMind</li> <li>Cenyt Case</li> <li>Coronavirus</li> <li> </li> </ul> <i> </i>See main menu <i> </i>Browser Cookies Policy <p>Similar to other commercial websites, our Website uses a technology called “cookies” to collect information about how our Website is used.</p> What are cookies? <p>Any type of data storage and retrieval device on a user’s electronic device (e.g. computer, cell phone or tablet) used to store information and retrieve stored information.<em>&nbsp;</em> </p> <p>The term cookies is used here in its broadest sense, including other similar technologies such as local shared objects or flash cookies, web beacons, bugs, etc. and the use of fingerprinting techniques, that is, to the techniques of taking digital fingerprints from a device.</p> What are cookies used for? <p>We use our own and third-party cookies for a variety of purposes, such as recognizing you as a user, obtaining information about your browsing habits, .</p> <p>The specific purposes of each cookie can be seen in the list of cookies when you access the Settings Panel.</p> <p>Cookie Settings</p> Type of Cookie Depending on the duration: <ul> <li> <strong>Session cookies:</strong> these are a type of cookie designed to collect and store information while the user is accessing a website. These cookies are not stored on the user’s computer when the session expires or the browser is closed.</li> <li> <strong>Persistent cookies:</strong> A type of cookie in which data continue to be stored in the electronic device and can be accessed and processed for a period defined by the cookie owner, and can range from a few minutes to several years.</li> </ul> Depending on the entity that manages them: <ul> <li> <strong>Own cookies.</strong> Are those sent to the user’s terminal from a computer or domain managed by the owner of the website and from which the service requested by the user is provided.</li> <li> <strong>Third party cookies.</strong> These are those sent to the user’s electronic device from a computer or domain that is not managed by the editor, but by another entity that handles data obtained through the cookies. In the event that cookies are served from a computer or domain managed by the editor itself, but the information collected through them is managed by a third party, they cannot be considered as own cookies, if the third party uses them for its own purposes, such as the improvement of the services it provides or for the provision of services, for example, of an advertising nature, in favor of other entities.</li> </ul> Depending on the purpose: <p>The Website collects information on users by means of the following cookies:</p> <p> </p> Technical cookies <p>These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. &nbsp. &nbsp;You can set your browser to block or alert you about these cookies, but some parts of the site will not then work. These cookies do not store any personally identifiable information.</p> Cookie Subgroup Cookies Cookies used Lifespan .bbva.com OptanonAlertBoxClosed 1st Party 365 days opentalent.bbva.com OptanonConsent 1st Party 365 days careers.bbva.com wfvt_, wfvt_372766084 1st Party 0 days, 0 days search.bbva.com ASP.NET_SessionId 1st Party Session accionistaseinversores.bbva.com useColumnLayout, euCookie, toolboxTabIndex, showYearColumns, showCalculator 1st Party Session, 360 days, Session, Session, Session bbva.com _dc_gtm_UA-xxxxxxxx 1st Party 0 days Analytics cookies <p>These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. &nbsp. &nbsp;All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.</p> Cookie Subgroup Cookies Cookies used Lifespan .bbva.com _gid, AMCV_xxxxxAdobeOrg 1st Party 0 days, 689 days bbva.com sessionID, _gat, _gat_UA-65725069-1, _gat_UA-110083679-1, s_sess, s_ppv, s_cc, s_hc, s_pers, tp, _ga_915V905T16, s_sq, s_ht, pageNamePrevPage, AMCV_D906879D557EE0547F000101%40AdobeOrg, d_cid, _ga, pageURLPrevPage, AMCVS_D906879D557EE0547F000101%40AdobeOrg, s_nr, prevSiteSection, s_fid, pageIntentPrevPage 1st Party Session, 0 days, 0 days, 0 days, Session, Session, Session, Session, 750 days, Session, 730 days, Session, Session, Session, 731 days, 730 days, 730 days, Session, Session, 730 days, Session, 731 days, Session 2o7.net dw 3rd Party 0 days carto.com _ga, _gat_UA-20934186-10 3rd Party 730 days, 0 days webcasts.weforum.org __utmc, __utmz, __utma, __utmb 3rd Party Session, 182 days, 730 days, 0 days slideshare.net __utma, __utmz, __utmc, __utmb 3rd Party 730 days, 182 days, Session, 0 days tools.eurolandir.com __utmz, __utma, __utmc 3rd Party 182 days, 730 days, Session knightlab.com _gat_gtag_xxxxxxxxxxxxxxxxxxxxxxxxxxx, _gat, _ga 3rd Party 0 days, 0 days, 730 days bbvadata.com _ga, _gat 3rd Party 730 days, 0 days cdn.knightlab.com __utma, __utmz, __utmb, __utmc 3rd Party 730 days, 182 days, 0 days, Session wirewax.com _gat, _ga 3rd Party 0 days, 730 days eurolandir.com _ga 3rd Party 365 days genial.ly _ga, _gid, _gat, _gat_UA-141180000-1 3rd Party 730 days, 1 days, 0 days, 0 days infogram.com _gat, _gat_UA-23705000-16, _ga 3rd Party 0 days, 0 days, 730 days Personalisation cookies <p>These cookies enable the website to provide enhanced functionality and personalisation. They may be set by us or by third party providers whose services we have added to our pages. &nbsp. &nbsp;If you do not allow these cookies then some or all of these services may not function properly.</p> Cookie Subgroup Cookies Cookies used Lifespan openmarketplace.bbva.com lang 1st Party Session shareholdersandinvestors.bbva.com showCalculator, showYearColumns, useColumnLayout, toolboxTabIndex 1st Party Session, Session, Session, Session www.bbva.com __atuvc, __atuvs 1st Party 394 days, 0 days careers.bbva.com defined_lang, buscadorCab, pll_language, wfvt_3969486497, wfvt_2615963383, wfvt_3267044164, wfvt_2452796441, wfvt_3315215552, wfvt_1022611500, wfvt_3345350610 1st Party 100 days, 30 days, 365 days, 0 days, 0 days, 0 days, 0 days, 0 days, 0 days, 0 days search.bbva.com SesionUsuarioActiva, cookieAviso.search.bbva.com, IdiomaActual 1st Party 1 days, 2914576 days, 30 days bbva.com _gd#############, pageNamePrevPage, pageURLPrevPage, prevSiteSection, s_ht, pageIntentPrevPage, test, _btrid 1st Party Session, Session, Session, Session, Session, Session, Session, 365 days buttonpublish.com amplitude_testbuttonpublish.com, __tld__, PHPSESSID, amplitude_id_adfb281ca554cc027bcc5318a905f338buttonpublish.com, language 3rd Party 3650 days, Session, Session, 3650 days, 365 days dropboxusercontent.com uc_session 3rd Party Session dmp.citiservi.es _btrid, _btrcr 3rd Party 0 days, 0 days carto.com _gid 3rd Party 1 days webcasts.weforum.org __utmt 3rd Party 0 days citiservi.es btrid, btrcr 3rd Party 365 days, 365 days highcharts.com __cfduid 3rd Party 3308 days livestream.com vuid 3rd Party 730 days tools.eurolandir.com __utmt 3rd Party 0 days knightlab.com _gid, __cfduid 3rd Party 1 days, 3308 days hallvarssonohalvarsson.112.2o7.net s_vi 3rd Party 730 days .eurolandir.com _gid 3rd Party 0 days datawrapper.de __cfduid 3rd Party 1122 days bbvadata.com _gid 3rd Party 1 days cdn.knightlab.com __utmt 3rd Party 0 days wikimedia.org GeoIP 3rd Party Session www.thinglink.com site, id, JSESSIONID, AWSELB, mp_33b33c5b4fec23e02a508e99e7e729fc_mixpanel, aff 3rd Party Session, 30 days, Session, Session, 365 days, 30 days es.slideshare.net language 3rd Party Session wirewax.com _gid 3rd Party 1 days eurolandir.com _gid 3rd Party 1 days adsttc.com __cfduid 3rd Party 3308 days wikipedia.org WMF-Last-Access-Global, GeoIP 3rd Party 32 days, Session bbva.112.2o7.net dw, s_vi 3rd Party 0 days, 0 days t.streamingddigital.com btrid 3rd Party 0 days dwcdn.net __cfduid 3rd Party 3308 days browser.buttonpublish.com amplitude_cookie_test, com.buttonpublish.abaco_open_app, PHPSESSID 3rd Party Session, 0 days, Session .citiservi.es btrid 3rd Party 323 days open.spotify.com sp_landing 3rd Party 1 days jifo.co __cfduid 3rd Party 2944 days vimeo.com vuid 3rd Party 730 days tools.euroland.com ASPSESSIONIDXXXXXXXX 3rd Party Session .t.streamingddigital.com btrid 3rd Party 323 days commons.wikimedia.org WMF-Last-Access 3rd Party 32 days gnoss.ws __cfduid 3rd Party 3308 days infogram.com _gid, ig_putma 3rd Party 1 days, Session Behavioural advertising cookies <p>These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant adverts on other sites. &nbsp. &nbsp;They do not store directly personal information, but are based on uniquely identifying your browser and internet device. If you do not allow these cookies, you will experience less targeted advertising.</p> Cookie Subgroup Cookies Cookies used Lifespan bbva.com _gat_gtag_xxxxxxxxxxxxxxxxxxxxxxxxxxx 1st Party 0 days .bbva.com _fbp 1st Party 48 days serving-sys.com eyeblaster, u2, TargetingInfo2 3rd Party 0 days, 90 days, 90 days www.facebook.com 3rd Party Session spotify.com _gid, wp_expiration, sp_key, _gat_gtag_xxxxxxxxxxxxxxxxxxxxxxxxxxx, sp_t, _ga, sp_ab, wp_access_token, sp_landing, wp_sso_token, sp_dc 3rd Party 1 days, 0 days, 0 days, 0 days, 60 days, 730 days, 30 days, 0 days, 1 days, 0 days, 0 days s7.addthis.com __atrfs, __atuvc, __atuvs 3rd Party 0 days, 394 days, 0 days slideshare.net lang, __utmt, bcookie, _uv_id 3rd Party Session, 0 days, 730 days, 730 days cdn.syndication.twimg.com lang 3rd Party Session .addthis.com loc 3rd Party 355 days doubleclick.net IDE, test_cookie 3rd Party 390 days, 0 days igodigital.com igodigitalst_500008614, igodigitaltc2, igodigitalstdomain 3rd Party 0 days, 3653 days, 0 days en.wikipedia.org WMF-Last-Access 3rd Party 32 days bing.com MUID 3rd Party 390 days www.slideshare.net language 3rd Party Session linkedin.com lissc, bcookie 3rd Party 365 days, 730 days youtube.com VISITOR_INFO1_LIVE, GPS, YSC 3rd Party 180 days, 0 days, Session addthis.com uvc, xtc, loc 3rd Party 394 days, 394 days, 394 days google.com NID 3rd Party 183 days demdex.net demdex 3rd Party 180 days scorecardresearch.com UIDR, UID 3rd Party 720 days, 720 days facebook.com fr 3rd Party 90 days <p> </p> Consent <p>We inform you that we will only use cookies on your computer as long as you have given your consent through the access banner and settings enabled through the Settings Panel.</p> <p>The foregoing is true, except when cookies are necessary for browsing on the computer and/or for providing the service requested by the user (technical cookies). Technical cookies are exempt from compliance with the obligations set out in Article 22 of the LSSI of the duty to provide information and obtain consent (see definition of technical cookies).</p> Revoke consent <p>The user can modify or revoke their consent at any time by setting the options in the Settings Panel. The user has permanent access to the Settings Panel via the link at the start of this Cookies Policy.</p> <p>However, although we will retain the user’s selection for up to 24 months, we will periodically request that your consent be updated. In addition, if there is a change in cookies, the use of cookies or third parties subsequent to having obtained your consent, we will again request your consent.</p> <p>For third-party cookies, please note that revocation procedures are managed and controlled exclusively by each provider. To remove them, you can do so from the browser options or from the system offered by the third party itself. See the links we provide in order to do this in the Settings Panel.</p> <p>In any event, the user may, at any time, allow, block or delete cookies and delete their browsing data (including cookies) from the browser installed on their electronic device. See your browser’s options and instructions to do this:</p> <ul> <li>Chrome</li> <li>Explorer</li> <li>Firefox</li> <li>Safari</li> </ul> <p>Disabling all cookies does not prevent browsing through the service.</p> Personal Data protection <p>Some cookies may involve the processing of personal data, i.e. when the user is identified by a name or email address that identifies the user (for example, as a registered user), through the IP address, or when unique identifiers are used to distinguish and track individual users (for example, advertising IDs).</p> <p>To learn about personal data processing, please see our Personal Data Protection Policy here:&nbsp;&nbsp;Personal Data Protection Policy.</p> <p>&nbsp;</p> Changes to the Cookie Policy <p>This Cookies Policy may be altered at any given time whenever required by current legislation or whenever there is a change to the type of cookies used.</p> <p>Last update: August 2020.</p> <i> </i> Share <ul> <li> <i> </i>Up</li> </ul> <i> </i> <p>You are interested</p> <p> <i> </i>Media</p> <p> <i> </i>Social Media</p> <p> <i> </i>Other BBVA Websites</p> <p>Clients Access</p> <p>Argentina</p> <p>France</p> <p>Portugal</p> <p>Uruguay</p> <p>Belgium</p> <p>Mexico</p> <p>Spain</p> <p>Venezuela</p> <p>Colombia</p> <p>Paraguay</p> <p>Switzerland</p> <p>Peru</p> <p>United Kingdom</p> <p>USA</p> You are interested <ul> <li> <i> </i>Media</li> <li> <i> </i>Social Media</li> <li> <i> </i>Other BBVA Websites</li> </ul> Clients Access<i> </i> <ul> <li>Argentina</li> <li>France</li> <li>Portugal</li> <li>Uruguay</li> <li>Belgium</li> <li>Mexico</li> <li>Spain</li> <li>Venezuela</li> <li>Colombia</li> <li>Paraguay</li> <li>Switzerland</li> <li>Peru</li> <li>United Kingdom</li> <li>USA</li> </ul> <ul> <li>Sitemap</li> <li>Contact</li> <li>Cookies</li> <li>Personal Data</li> <li>Contact</li> <li>Legal notice</li> <li>Security</li> <li>RSS</li> </ul> <p>© Banco Bilbao Vizcaya Argentaria, S.A. 2019</p> <ul> <li> <i> </i> </li> <li> <i> </i> </li> <li> <i> </i> </li> <li> <i> </i> </li> <li> <i> </i> </li> <li> <i> </i> </li> </ul> <i> </i>&nbsp;tweet<i> </i>&nbsp;LinkedInPrivacy Settings Panel<ul> <li>Your Privacy</li> <li>Technical cookies</li> <li>Analytics cookies</li> <li>Personalisation cookies</li> <li>Behavioural advertising cookies</li> </ul>Your Privacy<p>When you visit any website, it may store or retrieve information on your browser, mostly in the form of cookies. This information might be about you, your preferences or your device and is mostly used to make the site work as you expect it to. The information does not usually directly identify you, but it can give you a more personalized web experience. Because we respect your right to privacy, you can choose not to allow some types of cookies. Click on the different category headings to find out more and change our default settings. However, blocking some types of cookies may impact your experience of the site and the services we are able to offer. You can find more information, including a detailed cookie explanation, on the page <br> <strong>Cookie Policy.</strong> </p>Technical cookiesAlways Active<p>These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. &nbsp. &nbsp;You can set your browser to block or alert you about these cookies, but some parts of the site will not then work. These cookies do not store any personally identifiable information.</p>Analytics cookies Analytics cookies <p>These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. &nbsp. &nbsp;All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.</p>Personalisation cookies Personalisation cookies <p>These cookies enable the website to provide enhanced functionality and personalisation. They may be set by us or by third party providers whose services we have added to our pages. &nbsp. &nbsp;If you do not allow these cookies then some or all of these services may not function properly.</p>Behavioural advertising cookies Behavioural advertising cookies <p>These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant adverts on other sites. &nbsp. &nbsp;They do not store directly personal information, but are based on uniquely identifying your browser and internet device. If you do not allow these cookies, you will experience less targeted advertising.</p>Back Button BackVendor Search Filter ButtonConsent Leg.Interest checkbox label label checkbox label label checkbox label label<ul> <li>33Across33AcrossView Third Party Cookies<ul> <li>Namecookie name</li> </ul> </li> </ul> <ul> <li>33AcrossView Privacy Notice</li> </ul>Clear checkbox label labelApply CancelConfirm My Choices Allow AllCookie Settings<p> </p> <p> <br> </p> <p>We use our own and third party cookies to analyze and measure how our website is used, offer better functionality and customization levels and to deliver targeted ads in accordance with your preferences and your profile built based on your browsing habits. You can find more about our Cookie Policy here. By clicking the “Accept” button you authorize us to save all cookies on your device. To set and manage your preferences or block the use of cookies, click on “Cookie Settings”.</p> <p> </p>Cookie Settings Accept





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