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December 2022,FACTS,Why?,Financial companies choose how they share your personal information.
Federal law gives ,consumers the right to limit some but not all sharing.
Federal law also requires us to tell you ,how we collect, share, and protect your personal information.
Please read this notice carefully ,to understand what we do.,What?,The types of personal information we collect and share depend on the product or service you ,have with us.
This information can include: ,•Social Security number and checking account information,•Account transactions and account balances,•Payment history and credit history,How?,All financial companies need to share customers' personal information to run their everyday ,business.
In the section below, we list the reasons financial companies can share their ,customers' personal information.
the reasons Nelnet chooses to share.
and whether you can ,limit this sharing.,Reasons we can share your personal information,Does Nelnet Can you limit this ,share?sharing?,For our everyday business purposes -such as to process ,your transactions, maintain your account(s), respond to court ,orders and legal investigations, or report to credit bureaus,Does Nelnet share?,YesNo,Can you limit this sharing?,For our marketing purposes –to offer our products and ,services to you,Does Nelnet share?,YesNo,Can you limit this sharing?,For joint marketing with other financial companies,Does Nelnet share?,YesNo,Can you limit this sharing?,For our affiliates' everyday business purposes ,–information about your transactions and experiences,Does Nelnet share?,YesNo,Can you limit this sharing?,For our affiliates' everyday business purposes ,–information about your creditworthiness,Does Nelnet share?,No,Can you limit this sharing?,We don't share,For our affiliates to market to you,Does Nelnet share?,YesYes,Can you limit this sharing?,For nonaffiliates to market to you,Does Nelnet share?,YesYes,Can you limit this sharing?,To limit our ,sharing,Visit us online: www.nelnet.com/opt-out,Please note:,If you are a new customer, we can begin sharing your information 30 days from the date we ,sent this notice.
When you are no longer our customer, we continue to share your information ,as described in this notice.
However, you can contact us at any time to limit our sharing.,Questions?,Go to www.nelnet.com/contact,Page 2,Who we are,Who is providing this notice?,Nelnet, its affiliates*, and subsidiary entities maintained for purposes of ,holding loans.,What we do,How does Nelnet protect my ,personal information?,To protect your personal information from unauthorized access and use, we ,use security measures that comply with federal law.
These measures ,include computer safeguards and secured files and buildings.,How does Nelnet collect my ,personal information?,We collect your personal information, for example, when you: ,•Open an account or provide account information,•Apply for financing or pay your bills,•Give us your contact information,We also collect your personal information from others, such as credit ,bureaus, affiliates, or other companies.,Why can't I limit all sharing?,Federal law gives you the right to limit only:,•Sharing for affiliates' everyday business purposes - informationaboutyour,creditworthiness,•Affiliates from using your information to market to you,•Sharing for nonaffiliates to market to you,State laws and individual companies may give you additional rights to limit ,sharing.
See below for more on your rights under state law.,What happens when I limit ,sharing for an account I hold ,jointly with someone else?,Your choices will apply to everyone on your account.,Definitions,Affiliates,Companies related by common ownership or control.
They can be financial ,and nonfinancial companies.,•Our affiliates include companies with a Nelnet name.
financial,companies, such as those holding and/or servicing loans;,nonfinancialcompanies, such as those providing educational services to,schools and students.
and others, such as holding companies.,Nonaffiliates,Companies not related by common ownership or control.
They can be ,financial and nonfinancial companies.,•Nonaffifiates we share with can include companies providing,education planning and finance products and services, direct,marketing companies, financial institutions, and government entities.,Joint marketing,A formal agreement between nonaffiliated financial companies that together ,market financial products or services to you.,•Our joint marketing partners include companies providing education,planning and finance products and services, direct marketing,companies, financial institutions, and government entities.,Other important information,Vermont residents- In accordance with Vermont law, we will not share information we collect about Vermont residents with ,nonaffiliates except as permitted by law, such as with the consent of the customer or to service the customer’s accounts.,California residents- In accordance with California law, we will not share information we collect about California residents with ,nonaffiliates except as permitted by law, such as with the consent of the customer or to service the customer’s accounts.
We will ,also limit the sharing of information about you with our affiliates to the extent required by applicable California law.,*Nelnet companies providing this notice include: ACM F Acquisition, LLC.
CIT Education Loan Trust 2005-1.
CIT Education Loan Trust 2007-1;,Education Funding Capital l, LLC.
Education Lending Services, Inc..
EFS Finance Co..
LLC.
First National Life Insurance Company of the U.S.A.,,Inc..
GCO Education Loan Funding Trust-I.
GCO Education Loan Funding Master Trust II.
GCO SLIMS Trust-I.
Nelnet HELOC Trust;,KnowledgeWorks Foundation Student Loan Backed Bonds.
National Education Loan Network, Inc..
Nelnet Academic Services, LLC.
Nelnet,Education Loan Funding, Inc..
Nelnet Management Corporation-1.
Nelnet FFELP Student Loan Warehouse-1, LLC.
Nelnet Finance Corp..
Nelnet,Fund Management, LLC.
Nelnet, Inc..
Nelnet Loan Acquisition Corporation.
Nelnet Private Education Loan Funding, LLC and applicable Trusts;,Nelnet Private Student Loan Financing Corporation.
Nelnet Student Loan Funding, LLC and applicable Trusts.
Nelnet Student Loan Funding II,,LLC and applicable Trusts.
Nelnet Student Loan Funding III, LLC and applicable Trusts.
Nelnet Student Loan Funding Management Corporation;,Nelnet Student Loan Funding II Management Corporation.
NHELP- II, LLC.
NHELP- III, LLC..
Nelnet Private Student Loan Warehouse-2, LLC,,Nelnet Unsecured Personal Loan Warehouse Trust II.
and Wachovia Education Loan Funding, LLC and applicable Trusts.