Redstone Federal Credit Union —Public,rev.
June 2023,FACTS,WHAT DOES REDSTONE FEDERAL CREDIT UNIONDO WITH YOUR PERSONAL INFORMATION?,®,Why?,Financial companies choose how they share your personal information.
Federal law gives consumers the right to ,limit some but not all sharing.
Federal law also requires us to tell you how we collect, share, and protect your ,personal information.
Please read this notice carefully to understand what we do.,What?,The types of personal information we collect and share depend on the product or service you have with us.
This ,information can include: ,•Social Security number and income ,•Payment history and credit card and other debt ,•Credit history and checking account information ,When you are no longerour member, we continue to share your information as described in this notice.,How?,All financial companies need to share members’ personal information to run their everyday business.
In the ,section below, we list the reasons financial companies can share their members’ personal information.
the reasons ,Redstone Federal Credit Union chooses to share.
and whether you can limit this sharing.,Reasons we can share your personal informationDoes Redstone Federal Can you limit this ,Credit Union share?sharing?,For our everyday business purposes –such as to process your ,transactions, maintain your account(s), respond to court orders and legal ,investigations, or report to credit bureaus ,YesNo,For our marketing purposes –to offer our products and services to you ,YesNo,For joint marketing with other financial companies ,YesNo,For our affiliates’ everyday business purposes –,information about your transactions and experiences,YesNo,For our affiliates’ everyday business purposes –,information about your creditworthiness,NoWe don’t share,For our affiliates to market to you ,YesYes,For nonaffiliates to market to you,YesYes,To limit ,our ,sharing,Visit us online: optout.redfcu.orgor,Mail the form below,Please note:If you are a newmember, we can begin sharing your information 30 days from the date we sent this ,notice.
When you are no longerour member, we continue to share your information as described in this notice.,However, you can contact us at any time to limit our sharing.,Questions?,Call toll-free 1-800-234-1234 or go to www.redfcu.org/contact-page,----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------,Mail-in Form,Mark any/all you want to limit:,Do not allow your affiliates to use my personal information to market to me.,Do not share my personal information with nonaffiliates to market their products and services to me.,Do not share my personal information with the Association of the United States Army(“AUSA”)to ,market their products and services to me.,Except for sharing with AUSA, do not share my personal information with nonaffiliates to market their ,products and services to me.,Name,Mail to:,Redstone Federal Credit Union,220 Wynn Drive,Huntsville, AL 35893,Address,City, State, Zip,MemberNumber,Redstone Federal Credit Union —Public,Page 2,Who we are,Who is providing this notice?Redstone Federal Credit Union,What we do,How does Redstone Federal To protect your personal information from unauthorized access and use, we use security,Credit Union protect my personal measures that comply with federal law.
These measures include computer safeguards and ,information?secured files and buildings.,How does Redstone Federal We collect your personal information, for example, when you ,Credit Union collect my personal ,information? ,•apply for a loan or open an account ,•pay your bills or use your debit or credit card ,•make deposits and withdrawals from your account ,We also collect your personal information from others,such as credit bureaus, affiliates,or ,other companies.,Why can’tI limit all sharing?,Federal law gives you the right to limit only ,•sharing for affiliates’ everyday business purposes –information about your ,creditworthiness ,•affiliates from using your information to market to you ,•sharing for nonaffiliates to market to you ,State laws and individual companies may give you additional rights to limit sharing.,What happens when I limit Your choices will apply to everyone on your account.,sharing for an account I hold ,jointly with someone else?,Definitions,AffiliatesCompanies related by common ownership or control.
They can be financial and ,nonfinancial companies.
,•Our affiliates include financial companies such as Redstone Services Group℠, LLC, ,Redstone Services Group, LLC DBA Redstone Insurance Services℠,Redstone Family Realty, ,LLC,and Redstone Title Services, LLC and nonfinancial companies such as Redstone ,Consulting Group, LLC, RS Alliance Group LLC, and Ascent Security Group, LLC.,Nonaffiliates,Companies not related by common ownership or control.
They can be financial and ,nonfinancial companies.
,•Nonaffiliates we share with can include nonprofit organizations.,Joint marketing,A formal agreement between nonaffiliated financial companies that together market ,financial products or services to you.
,•Our joint marketing partners include insurance providers, financial service providers, ,credit card companies, product and service marketing companies, and retailers.