Terms of Use ,Please note that the summaries included beside each ,individual item in the Terms of Use are for information,purposes only, are not legally binding and do not in any ,way alter the meaning of the Terms of Use,Terms and Conditions of Use of This Website,By accessing or using the 123.ie website (the “Site”), ,you acknowledge and agree to the disclaimers, and ,the full terms and conditions (“Terms”) set forth ,below.
If you do not agree to these Terms, you should,not use the Site.
We reserve the right, in our sole ,discretion, to change, modify,add or remove portions ,of these Terms at any time.
You should check these ,Terms periodically for changes as by using the Site ,after we post any changes to these Terms, you are ,agreeing to accept those changes, whether or not you,have reviewed them.
,Applicability of Terms and Conditions ,These Terms apply to your use of the 123.ie website which ,is operated and owned by 123 Money Limited which ,is a wholly owned subsidiary of RSA Insurance Ireland ,DAC.
123.ie is an Irish company with its registered,office at RSA House, Dundrum Town Centre, Sandyford ,Road, Dundrum, Dublin 16, Ireland.
,By using the Site, you agree to be legally bound by these ,Terms just as if you had signed them.
,Online Quotation Facility ,These Terms may be supplemented by additional ,terms and conditions pertaining to specific content ,and activities.
You agree and understand that such ,additional terms and conditions are hereby ,incorporated by reference to these Terms.
For example,,our Quote pages enable you to input certain information ,to enable the Site to produce an indicative, non-binding ,insurance quotation.
,Specific terms and conditions governing this aspect of ,the Site are highlighted on the relevant pages and are,incorporated into these Terms by reference.
123.ie ,reserves the right at its sole discretion to refuse any ,online quotation applications for any reason.
,More simply put: ,More simply put: By using 123.ie ,you agree to all the terms below.
,You will sometimes need to check ,these terms since they can ,change from time to time.,More simply put: ,There may be other terms and ,conditions in relation to other ,contact and activities, for example ,our quote forms.
You’re agreeing to ,these terms too by using 123.ie.,Online Purchases ,In the event that you choose to purchase an insurance ,policy using our website, you will be asked to ,provide further personal information and payment ,details.
Your payment details will be processed by ,123.ie’s contracted payment processors and will ,be securely disclosed to its contractors for this ,purpose.
The specific terms and conditions governing,your purchase will be presented to you for acceptance ,prior to conclusion of your contract and, in line with ,applicable law, you will receive a confirmation copy of ,the full contract terms after your payment has been ,received.
,Advice ,THE SITE IS FOR INFORMATION ONLY AND DOES ,NOT CONSTITUTE FINANCIAL OR OTHER PROFESSIONAL ,ADVICE IN ANY WAY.
,We recommend that you seek advice from a financial ,consultant before making any financial or investment ,decisions.,Intellectual Property ,Subject to these Terms, we grant you a non-exclusive, ,non-transferable, limited right to access and use the Site ,and the material displayed thereon.
However, no right, ,title, or interest in any such materials will we granted or ,transferred to you as a result of any permitted use purchasing a product with us.
Any ,of such materials.
All materials incorporated in or ,accessible through the Site, including, without ,limitation, text, photographs, images, graphics, ,illustrations, logos, button icons, audio clips, ,video clips, software, and other content, and the ,compilation, collection, arrangement, and assembly,thereof (including the look and feel of the Site), are,protected by Irish and international intellectual property ,laws, and are owned, controlled or licensed by 123.ie ,or by the original creators of such materials or ,their permitted licensors.
Such materials may be used ,only for viewing the Site in the ordinary course or as a,resource for purchasing the products offered through ,the Site.
Any other use of such materials, including ,any copying, reproduction, modification, sale, distribution, ,extraction, re-utilisation, transmission, republication, ,downloading, display, posting, performance, or other ,exploitation thereof by any means or medium ,More simply put: ,If you buy an insurance policy we’ll ,record your personal information ,and payment details and disclose it ,to our appointed service providers.
,You will be able to view the terms ,and conditions prior to purchase ,and will also receive a copy after ,purchase.,More simply put: ,Our site is for information only.
You ,should get financial advice before ,making any financial decision.,More simply put: ,We respect copyrights.
You should, ,too.
You can access and use 123.ie ,to help you make a decision about ,other use is forbidden.,without the prior written permission of the intellectual ,property owner is strictly prohibited.
,“123.ie” has been registered as a trade mark of 123 Money ,Limited.
The trademarks or any other trade mark ,(registered or unregistered) of 123.ie may not ,be used in any manner that is likely to cause confusion ,among customers, or in any manner that disparages ,or discredits 123.ie.
,Privacy and Security ,We are committed to protecting your privacy and ,security.
All personal data that we collect from you will ,be processed in accordance with our Data Protection ,Statementcontained within your policy documentsand on ,our website, a summary of which can be found in our Terms ,of Business.Our Data Protection Statementis,incorporated into these Terms by this reference.
,Cookies ,The Site uses cookies.
You should review our ,Cookie Policywhich is incorporated into these Terms ,by reference.
By using this Site you agree that we can place ,these types of cookies on your device.
,Links ,The Site may contain links to third party websites.
,These links are provided solely as a convenience to you ,and not as an endorsement by 123.ie of the content ,on such third party websites.
123.ie is not responsible ,for the content of linked third partysites and does ,not make any representations regarding the content ,or accuracy of materials on such third party websites.
,If you decide to access linked third party websites, you ,do so at your own risk and in accordance with the ,prevailing terms and conditions of such third party sites.
,123.ie generally welcomes the hyper-linking to the Site ,from other appropriate websites provided such links ,are to the Site’s homepage (and no deeper within the Site) ,and provided we give our consent to the establishment ,of such links.
Notwithstanding the foregoing, we reserve ,the absolute right to refuse to consent to such links ,without giving reasons.
Any links to the Site from ,another website must be presented in such a manner ,that the viewing of the Site is not impaired by framing ,or similar techniques that may impair the visitor’s ,user experience.
Screen-scraping or similar unauthorised ,More simply put: ,We will protect your privacy and ,personal data in line with our Data ,Protection Statement which you will ,get with your policy documents and ,our Privacy Statement.,More simply put: ,We use cookies including third party ,cookies.
By using this site, you are ,agreeing to them.,More simply put: ,The site might have links to third ,party website.
We are not ,responsible for those links and it ,doesn’t mean we approve or ,support them.
If you want to link to ,our site, please ask us first.,extraction of data from our Site is expressly prohibited.
,Disclaimers of Warranties ,THIS SITE IS PROVIDED BY 123.ie ON AN “AS IS” BASIS.
,TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ,123.ie DISCLAIMS ALL WARRANTIES, EXPRESS OR ,IMPLIED, INCLUDING, WITHOUT LIMITATION, ,IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS,FOR A PARTICULAR PURPOSE, COMPATABILITY, SECURITY, ,ACCURACYOR NON-INFRINGEMENT.
,NEITHER 123.ie, ANY OF OUR AFFILIATES, NOR ,ANY OF OUR OR THEIRRESPECTIVE LICENSORS, ,LICENSEES, SERVICE PROVIDERS OR SUPPLIERS ,WARRANT THAT THE SITE OR ANY FUNCTION ,CONTAINED IN THE SITE WILL BE UNINTERRUPTED ,OR ERROR-FREE, THAT DEFECTS WILL BE ,CORRECTED, OR THAT THE SITE OR THE SERVERS ,THAT MAKE THE SITE AVAILABLE ARE FREE OF VIRUSES ,OR OTHER HARMFUL COMPONENTS.
,123.ie DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS,REGARDING THE USE OR THE RESULTS OF THE USE OF THE ,MATERIALS INCORPORATED IN THE SITE OR ANY ,THIRD-PARTY SITE ACCESSED THROUGH THE SITE IN ,TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, ,RELIABILITY OR OTHERWISE.
,ALTHOUGH THIS SITE IS ACCESSIBLE WORLDWIDE, ,NOT ALL PRODUCTS OR SERVICES DISCUSSED OR ,REFERENCED HEREIN ARE AVAILABLE TO ALL PERSONS ,OR IN ALL GEOGRAPHIC LOCATIONS.
123.ie RESERVES ,THE RIGHT TO LIMIT, IN ITS SOLE DISCRETION, THE ,PROVISION AND QUANTITY OF ANY PRODUCT OR ,SERVICE TO ANY PERSON OR GEOGRAPHIC AREA IT ,SO DESIRES.
ANY OFFER FOR ANY PRODUCT OR SERVICE ,MADE IN OR THROUGH THIS SITE IS VOID WHERE ,PROHIBITED.
,THESE DISCLAIMERS APPLY TO THE FULLEST EXTENT ,PERMITTED BY LAW.
,More simply put: ,We can’t promise that our site is ,error free.
Unfortunately, we are ,not responsible for these errors.
If ,you find an error, please let us know ,so we can fix it.,Limitation of Liability ,You expressly understand and agree that (to the fullest ,extent permitted by law) 123.ie shall not be liable for ,any indirect, incidental, special, consequential, exemplary ,or punitive damages, or any other damages whatsoever, ,including but not limited to, damages for loss of profits, ,goodwill, use, data or other intangible losses (even if ,we have been advised of the possibility of such damages), ,arising out of, or resulting from your use of, or the inability,to use, the Site.
,Your submissions to us ,You agree not to use the Site or cause or permit the Site ,to be used:-,•so as to jeopardise or prejudice the operation, ,quality or integrity of the Site, or the operation, ,quality or integrity of any telecommunications ,network.
,•for any commercial purposeincluding ,any screen-scraping, direct marketing, ,surveys, contests or pyramid schemes, nor to ,use the Site to participate in or cause others ,to participate in sending chain letters, junk ,e-mail, spam, duplicative or unsolicited messages, ,advertising or promotional material;,•to harvest or otherwise collect information about ,others, including e-mail addresses, without their ,consent;,•to distribute, download, upload or transmit any ,material which contains viruses, trojan horses, ,worms, time bombs, cancelbots, or any other harmful ,or deleterious programs;,•contrary to the terms and conditions of any Internet ,Service Provider whose services you may use.
,Governing Law and Jurisdiction ,The Site has been created and is controlled by 123.ie ,in Ireland.
These Terms will be governed by, and construed ,and enforced in accordance with, the laws of Ireland.
,You hereby unconditionally and irrevocably submit to ,the exclusive jurisdiction of the Irish courts.
,More simply put: ,We are building the best service we ,can for you but can’t promise if it ,will be perfect.
We’re not liable for ,various things.,More simply put: ,When you use the site you agree to ,respect us.,More simply put: ,You’ll have to sue us in Ireland.,Entire Agreement ,These Terms, the Data Protection Statement, the ,Terms of Business, the Cookie Policy, the Product ,Policy Booklets and any of the additional terms ,referred to under the produce application pages ,of the Site constitute the entire agreement between any other terms on the application ,123.ie and you with respect to your access to and use ,of the Site and any third-party site accessed through the ,Site.
If any provision of these Terms shall be unlawful, ,void, or for any reason unenforceable, then that ,provision shall be deemed severable from these ,Terms and shall not affect the validity and enforceability ,of any remaining provisions.
,Contacting Us ,If for any reason you wish to contact us, we can ,be reached at Customer Care Manager, 123.ie, ,RSA House, Dundrum Town Centre, Sandyford ,Road, Dundrum, Dublin 16, Ireland.,Telephone 01 524 6000.,More simply put: ,These Terms, Data Protection ,Statement, Terms of Business, ,Cookie Policy, Policy Booklets and ,pages of this site form the entire ,agreement between 123.ie and you.
,If any one of them is ever deemed ,not valid, the others are not ,affected.,More simply put: ,Contact us about anything.