H&R Block

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H and R block Skip to content <ul> <li> Taxes Show submenu for Taxes <ul> <li> File taxes online Simple steps, easy tools, and help if you need it. </li> <li> File with a tax pro At an office, at home, or both, we’ll do the work. </li> <li> Tax Software </li> <li> Refund Status </li> <li> Audit &amp. 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H&R Block Terms of Use Agreement. Privacy Notice At H&R Block, user privacy is an important concern. We are committed to privacy and security, and to providing the best possible user experience for our users and online customers. We also strive to protect the personal and confidential information of those who use our online services and website. To view our entire Privacy Notice, click the link below. This notice may be updated periodically, so please check back frequently. View Privacy Notice Terms of Use This Terms of Use Agreement (“Agreement”) is a contract between you and HRB Digital LLC (“H&R Block”, “us” or “we”), and you should carefully read this Agreement before using our website at www.hrblock.com (the “Website”). We are willing to provide you with access to our Website only on the condition that you accept all of the terms and conditions contained in this Agreement. By accessing or using our Website, you agree to be bound by this Agreement and all of its terms without change. If you are using our Website on behalf of a company or organization, such company or organization will also be considered a party to this Agreement. IF YOU DO NOT AGREE TO ALL OF THESE TERMS AND CONDITIONS, DO NOT ACCESS THE WEBSITE OR ANY SERVICES OR INFORMATION PROVIDED ON OR THROUGH THE WEBSITE. If you are under the age of 13, you may not use this Website. Your use of our Website is subject to the additional notices that may appear throughout the Website. If you use any of our products or services, you are subject to any applicable agreements (“Supplemental Agreements”) and any posted guidelines or rules applicable to such products or services. All such guidelines, or rules, are hereby incorporated by reference into this Agreement. Where a conflict exists between this Agreement and any of the Supplemental Agreements, the provisions of the applicable Supplemental Agreement shall govern. Neither H&R Block nor its representatives are engaged in rendering legal services or other such advice. We are not providing investment advice through the Website, and the material on the Website should not be regarded as an offer to sell, or a solicitation of an offer to buy, any securities of H&R Block or its affiliates. Personal and Noncommercial Use and License We may provide users with online tax preparation products and services and tax preparation information (“services and information”) for personal, non-commercial use. We grant you access to the Website during the term of this agreement solely to receive the services and information. Your eligibility for any of our particular products and services is subject to our final approval and acceptance. Except as expressly provided otherwise in an applicable Supplemental Agreement, we grant you a personal, limited, revocable, non-transferable and non-exclusive license to display on your computer, print, download and use screen displayed text, audio clips, video clips and other such content that is made available to you on the Website, solely for your own non-commercial, personal purposes necessary to receive the services and information provided on the Website, provided that: (i) you do not (and do not allow any third party to) modify or create a derivative work of any such content. and (ii) you include with and display on each copy of such content the associated copyright notice. No other use is permitted. Without limiting the generality of the foregoing, you may not: (i) include such content in or with any product or service that you create or distribute. (ii) include such content on another Internet website. (iii) reproduce, duplicate, copy, sell, rent, resell or exploit for any commercial purposes any portion of the Website, use of the Website, or access to the Website. or (iv) establish hyperlinks to any page other than the homepage of the Website or create any frame containing any portion of the Website, on any other website or text document with hyperlink capabilities. Further, you may not direct any other person to do any of the foregoing. You agree not to access the Website by any means other than through a commercially available web browser. You will not access or attempt to access password protected, secure or non-public areas of the website without our prior written permission. You will comply with all privacy laws. User Responsibilities In order to use the Website, you must obtain access to the Internet and pay any service fees associated with such access. System availability and access to the services and information available on the Website may be limited or unavailable for reasons which may include, without limitation, system performance, telecommunications failure, hardware failure or software failure. You are responsible for your use of your Internet browser, the Website, and the services and information provided on the Website. We are not responsible for deletion of data, timeliness of services, or the failure to store any of your data or personalization settings. Intellectual Property All content on the Website, including but not limited to, text, graphics, logos, button icons, images, audio clips, trade names, trademarks, service marks, trade dress, digital downloads, data compilations, software, and the compilation of any of the foregoing, is our property the property of our licensors and is protected by United States and international patent, copyright, and trademark laws. The display and availability of the content on the Website does not convey or create any license or other rights in the content. Any unauthorized copying, reverse engineering, redistribution, reproduction, publication or modification of Website content by any person without our prior written authorization is strictly prohibited, may be a violation of federal or common law, trademark, patent and copyright laws and may subject such a violator to legal action. The use of content from the Website on any other website or networked computer environment is similarly prohibited. Requests for permission to reproduce or distribute materials found on the Website can be made by contacting us in writing. You are also strictly prohibited from creating works or materials that derive from or are based on the Website content or other materials contained in the Website including, without limitation, fonts, icons, link buttons, wallpaper, desktop themes and unlicensed merchandise. This prohibition applies regardless of whether the derivative materials are sold, bartered or given away. Your Account There may be portions of the Website that require you to create a user account. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account. You agree to immediately notify us of any unauthorized use of your password or account, or any other breach of security of which you are aware, and to ensure that you properly close out of your account at the end of each session. We may, in our sole discretion, terminate your password, account (or any part thereof) or use of the Website at any time and for any or no reason. H&R Block will not be liable to you or any third party for any termination of your access to the Website. If your status as a user of this Website is terminated, you will (i) stop using the Website and any information obtained from the Website, and (ii) destroy all copies of your account information, password and any information obtained from this Website. You agree that any information you provide to us through the Website will be accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete as of the date the information was provided, or we have reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, we have the right, without limitation, to suspend or terminate any of your accounts and to refuse any and all current or future use of the Website (or any portion thereof) and the services and information provided on the Website. SMS Terms You can receive different types of text messages from us, including refund status and promotional offers. If you agree to receive text messages from us, you agree to and understand the following: <ul> <li>Your wireless service carrier’s standard text message and data rates may apply.</li> <li>You agree that we may communicate with you by automated SMS, MMS, text message or other electronic means to your mobile device.</li> <li>Message frequency varies.</li> <li>In the event you change or deactivate your mobile telephone number, you agree to promptly update your account information.</li> <li>We may send you a message to confirm your choice to receive text messages.</li> <li>You can cancel text messaging at any time by replying “STOP” to the most recent text message you received.</li> <li>If you have agreed to receive multiple types of text messages, you will need to cancel each message type separately.</li> <li>We will send you a text message to confirm you have been unsubscribed.</li> <li>Reply “HELP” for instructions and how to unsubscribe.</li> <li>This may not be available for some message types.</li> </ul> Confidential Information You agree that you will not disclose our Confidential Information to any person or entity, other than as necessary to use the services and information provided on the Website. You will not use or permit the use of any Confidential Information except as necessary in connection with the services and information. You shall use at least the same degree of care in safeguarding the Confidential Information as you use in safeguarding your own confidential information, but in no event shall you use less than due diligence and care. “Confidential Information” means all information or material which: (i) is obtained from password protected portions of the Website or (ii) (A) is marked “Confidential,” “Restricted,” or other similar marking, (B) is known by the parties to be considered confidential, or (C) is or should be known or understood to be confidential or proprietary by an individual exercising reasonable judgment. No Unlawful or Prohibited Use If you are under the age of 13, you may not use this Website. As a condition of your use of this Website, you warrant to H&R Block that you will not use this Website for any purpose that is against the law or prohibited by these terms. If you violate any of these terms, your permission to use this Website automatically ends. You may not without our prior written permission, use any computer code, data mining software, “robot,” “bot,” “spider,” “scraper” or other automatic device, or program, algorithm or methodology having similar processes or functionality, or any manual process, to monitor or copy any of the web pages, data or content found on this Website or accessed through this Website. You may not republish H&R Block content or other content from this Website on another website or use in-line or other linking to display such content without our permission. You may not introduce viruses, spyware or other malicious code to this Website. You represent and warrant that you use frequently updated, commercially standard virus protection software to ensure that the system you use to access our Website is virus-free. Links to Third Party Sites This Website may contain hyperlinks to websites operated by parties other than H&R Block or its affiliates. Such hyperlinks are provided for your reference only. We do not control such websites and are not responsible for their content. If we post hyperlinks to other websites, this does not mean that we endorse the material on such websites or associate ourselves with their operators. Your access to and use of such websites, including information, material, products and services on such websites, is solely at your own risk. Furthermore, because our privacy policy is applicable only when you are on our Website, once linked to another website, you should read that site’s privacy policy before disclosing any personal information. Where we are offering our own content on or through third party sites (whether by linking, framing or otherwise), your use or display of that content shall be subject to this Agreement unless a specific Supplemental Agreement is applicable to the use or display of that content. Transactions with Third Parties Your correspondence or business dealings with, or participation in promotions of, advertisers or third parties found on or throughout the Website, including without limitation with respect to the payment and delivery of related products or services and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such third parties and are not binding on us. Links to Our Website We grant you a personal, limited, revocable, nontransferable and nonexclusive right to create a hyperlink to the homepage of the Website so long as (i) the link or your linking website does not portray us or any of our services or information in a false, misleading, derogatory, or otherwise offensive matter. (ii) your linking website complies with all applicable laws and does not otherwise violate this Agreement or the rights of others. and (iii) your website has, maintains and follows a privacy policy no less protective of user data than H&R Block’s Privacy Policy. You may not use any of our logos or other proprietary graphic or trademarks as part of the link without our express written permission. We may revoke this license at any time, with or without cause, in which case you agree to immediately remove such hyperlink. You may not link to any page other than the homepage of this Website. Any link to our Website should be a full forward link that passes the client browser to our homepage without barriers. The “back” button should return the visitor to the original site if the visitor wishes to back out. User Content/Email Discussion Lists, Interactive Areas We may offer you the opportunity to contribute your ideas, comments, questions, feedback and other communications to or from the Website (collectively, the “User Content”) in other blogs, message boards, chat rooms, email and other features of the Website (“User Areas”) that may be offered from time to time and may be operated by us or by a third party on our behalf. You shall not (nor cause any third party to) use the Website or information provided through the Website to perform any illegal activities (including without limitation defaming, abusing, harassing, stalking, threatening or otherwise violating the legal rights, such as rights of privacy, of others) or immoral activities or any of the following types of activities, without limitation: <ol> <li>Disseminating libelous, harmful, vulgar, pornographic, obscene or otherwise objectionable material</li> <li>Containing nudity, violence of offensive subject matter, or are deemed exploitive in any way</li> <li>Promoting racism, prejudice, bigotry, hatred, harassment or physical harm of any kind against any individual, group or individual</li> <li>Promoting illegal activities or conduct that is abusive, threatening, obscene, defamatory or libelous. or promote any criminal activity or enterprise or provide instructional information about illegal activities, such as making or buying illegal weapons or violating someone’s privacy</li> <li>Using any computer code, data mining software, “robot,” “bot,” “spider,” “scraper” or other automatic device, or program, algorithm or methodology having similar processes or functionality, or any manual process, to monitor or copy any of the Web pages, data or content found on the Website or accessed through the Website</li> <li>Transmitting information that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party</li> <li>Transmitting any material that contains software viruses, trojan horses, worms, time bombs, cancelbots, or any other computer code, files, or programs which may interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment</li> <li>Impersonating anyone or any entity, or falsely stating or otherwise misrepresenting your affiliation with a person or entity</li> <li>Advertising or posting any commercial content</li> <li>Interfering with or disrupting the Website</li> <li>Disrupting the activities or enjoyment of the Website for other users</li> <li>Collecting or storing personal data about other users</li> </ol> Further, you agree that all User Content you provide will be on-topic, relevant and will not include profanity or any other disruptive or disrespectful behavior. The User Areas are not the appropriate channel to express individual concerns or specific customer support issues. Such concerns and issues should be addressed to the online customer support pages of the Website. You agree to evaluate and assume all risks associated with the use of User Content, including without limitation any risk relating to any reliance on the accuracy, completeness, or usefulness of User Content. We assume no responsibility for User Content or for the use of any User Area. You agree to abide by all applicable local, state and federal laws and regulations and are solely responsible for all acts or omissions that occur under your account or password, including without limitation any User Content you create or upload. You acknowledge that User Content is not endorsed by H&R Block and such user content should not be considered to have been reviewed, screened or approved by H&R Block. You should exercise discretion before relying on information contained in user content. We may, in our sole discretion, remove any User Content from a User Area at any time and for any or no reason. H&R Block will not be liable to you or any third party for any deletion of any User Content on the Website. You acknowledge that we may preserve and disclose User Content if required to do so by law or we believe in good faith that such preservation or disclosure is reasonably necessary to comply with legal process, enforce this Agreement, respond to a claim that User Content violates any third party’s rights, or protect the right, property or personal safety of H&R Block, any users of the Website, and the public. You also acknowledge that the technical processing and transmission of the Website, including without limitation User Content, may involve transmissions over various networks and changes to conform and adapt to technical requirements of connecting networks or devices. Changes to Website We may make improvements or changes in the information, services, products, and other materials on this Website or terminate this Website at any time for any or no reason and without notice. Notice and Procedure for Making Claims of Copyright Infringement If you believe that any material contained on the Website infringes your copyright or other intellectual property rights, you should notify H&R Block of your copyright infringement claim in accordance with the following procedure. H&R Block will process notices of alleged infringement which it receives and will take appropriate action as required by the Digital Millennium Copyright Act (DMCA) and other applicable intellectual property laws. Pursuant to the DMCA, all notifications of claimed copyright infringement on the Website should be sent ONLY to our Designated Agent: Name of Agent Designated to Receive Notification of Claimed Infringement: Corporate Counsel-Copyright H&R Block Law Department 12th Floor One H&R Block Way Kansas City, MO 64105 copyrightinfringement@hrblock.com Under the DMCA, the notification of claimed infringement must include the following: <ol> <li>An electronic or physical signature of the owner or of the person authorized to act on behalf of the owner of the copyright interest</li> <li>Identification of the copyrighted work (or works) that you claim has been infringed</li> <li>A description of the material that you claim is infringing, and the location where the original or an authorized copy of the copyrighted work exists (for example, the URL of the page of the website where it is lawfully posted. the name, edition and pages of a book from which an excerpt was copied, etc.)</li> <li>A clear description of where the infringing material is located on our Website, including as applicable its URL, so that we can locate the material</li> <li>Your name, address, telephone number, and email address</li> <li>A statement that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law</li> <li>A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf</li> </ol> NOTE: THE DESIGNATED AGENT IS PROVIDED SOLELY FOR NOTIFYING US THAT YOUR COPYRIGHTED MATERIAL MAY HAVE BEEN INFRINGED. DO NOT SEND ANY INQUIRIES UNRELATED TO COPYRIGHT INFRINGEMENT (e.g., REQUESTS FOR TECHNICAL ASSISTANCE OR CUSTOMER SERVICE, REPORTS OF EMAIL ABUSE, etc.) TO THE DESIGNATED AGENT AS YOU WILL NOT RECEIVE A RESPONSE. WE CAUTION YOU THAT UNDER FEDERAL LAW, IF YOU KNOWINGLY MISREPRESENT THAT ONLINE MATERIAL IS INFRINGING, YOU MAY BE SUBJECT TO HEAVY CIVIL PENALTIES. THESE INCLUDE MONETARY DAMAGES, COURT COSTS, AND ATTORNEY’S FEES INCURRED BY US, BY ANY COPYRIGHT OWNER, OR BY ANY COPYRIGHT OWNER’S LICENSEE THAT IS INJURED AS A RESULT OF OUR RELYING UPON YOUR MISREPRESENTATION. YOU MAY ALSO BE SUBJECT TO CRIMINAL PROSECUTION FOR PERJURY. We will, in appropriate circumstances, terminate repeat infringers. If you believe that an account holder or subscriber is a repeat infringer, please follow the instructions above to contact H&R Block and provide information sufficient for us to verify that the account holder or subscriber is a repeat infringer. Miscellaneous <ol> <li> Governing Law. This Agreement shall be governed by the laws of the State of Missouri, without regard to conflicts of law provisions. Any legal action or proceeding between H&R Block and you related to this Agreement will be brought exclusively in a federal or state court of competent jurisdiction sitting in the State of Missouri, County of Jackson.</li> <li> Entire Agreement. This Agreement, along with any Supplemental Agreements, is the entire and exclusive agreement between the parties, and it supersedes all previous communications, representations or agreements, either oral or written, between them with respect to this subject matter. No representations or statements of any kind made by us, which are not included in this Agreement, shall be binding on us.</li> <li> Amendments. You may not modify or amend this Agreement in whole or in part without the prior written consent of one of our authorized representatives. We may replace or amend this Agreement from time to time by posting new terms of service to this Website. Please check the Terms of Use periodically for changes. Your subsequent use of the Website, or any content, products, services or materials provided through the Website, will be subject in all respects to the terms of service in force at the time of such subsequent use.</li> <li> Waiver. No waiver of any provision herein shall be valid unless in writing and signed by both our authorized representative and you. Our failure to insist upon or enforce strict performance of any provision of this Agreement or any right shall not be construed as a waiver of any such provision or right.</li> <li> Severability. If any provision of this Agreement is deemed to be illegal or unenforceable, the remainder of this Agreement shall be unaffected and shall continue to be fully valid, binding, and enforceable.</li> <li> Headings. The headings contained herein are for convenience only and shall have no legal or interpretive effect.</li> <li> Other. We may assign our rights and duties under this Agreement to any party at any time without notice to you.</li> </ol> Offer details and disclosures Full Site Disclaimers <ol> <li>Free Worry-Free Audit Support is available only for clients who purchase and use H&R Block desktop software solutions to prepare and successfully file their 2022 individual income tax return (federal or state). It does not provide for reimbursement of any taxes, penalties, or interest imposed by taxing authorities and does not include legal representation. Additional terms and restrictions apply. See Guarantees for complete details. </li> <li>Additional fees apply for tax expert support. </li> <li>Pricing varies by location. Federal pricing will vary based upon individual taxpayer circumstances and is finalized at the time of filing. All tax situations are different. </li> <li>If you discover an error in the H&R Block tax preparation software that entitles you to a larger refund (or smaller liability), we will refund the software fees you paid to prepare that return and you may use our software to amend your return at no additional charge. To qualify for the H&R Block Maximum Refund Guarantee, the refund claim must be made during the calendar year in which the return was prepared and the larger refund or smaller tax liability must not be due to incomplete, inaccurate, or inconsistent information supplied by you, positions taken by you, your choice not to claim a deduction or credit, conflicting tax laws, or changes in tax laws after January 1, 2022. </li> <li>If the online tax preparation or tax software makes an arithmetic error that results in your payment of a penalty and/or interest to the IRS that you would otherwise not have been required to pay, H&R Block will reimburse you up to a maximum of $10,000. Terms and conditions apply. see Accurate Calculations Guarantee for details. </li> <li>H&R Block is a registered trademark of HRB Innovations, Inc. TurboTax® and Quicken® are registered trademarks of Intuit, Inc. TaxAct® is a registered trademark of TaxAct, Inc. Windows® is a registered trademark of Microsoft Corporation. </li> <li>Receive 20% off next year’s tax preparation if we fail to provide any of the 4 benefits included in our “No Surprise Guarantee” (Upfront Transparent Pricing, Transparent Process, Free Audit Assistance, and Free Midyear Tax Check-In). Limitations apply. Description of benefits and details at hrblock.com/guarantees. </li> </ol> File Online <ol> <li>H&R Block Free Online is for simple returns only. All tax situations are different. Additional fees may apply. See available forms. </li> <li>Enrolled Agents do not provide legal representation. signed Power of Attorney required. Audit services constitute tax advice only. Consult an attorney for legal advice. Void where prohibited. </li> <li>Comparison based on regular price for Deluxe or Premium DIY products when filing both federal and state returns on TurboTax.com as of 3/10/23. TurboTax is a registered trademark of Intuit, Inc. </li> <li>© 2023 NerdWallet, Inc. All Rights Reserved. H&R Block Free Online, NerdWallet’s 2023 winner for Best Online Tax Software for Simple Returns. </li> <li>© 2023 Bankrate, LLC. A Red Ventures company. All Rights Reserved. H&R Block, Bankrate’s 2023 winner for Best Overall Online Tax Filing Software. </li> </ol> Tax Software <ol> <li>State e-file not available in NH. E-file fees do not apply to NY state returns. State e-file available for $19.95. DE, HI and VT do not support part-year/nonresident individual forms. Most state programs available in January. software release dates vary by state. State e-File for business returns only available in CA, CT, MI, NY, VA, WI. </li> <li>Personal state programs are $39.95 each (state e-file available for $19.95). Most personal state programs available in January. release dates vary by state. State e-file not available in NH. E-file fees do not apply to NY state returns.&nbsp.   Additional disclaimer for business e-files: State e-file for business returns only available in CA, CT, MI, NY, VA, WI </li> </ol> Retail <ol> <li>If you discover an H&R Block error on your return that entitles you to a larger refund (or smaller tax liability), we’ll refund the tax prep fee for that return and file an amended return at no additional charge. Refund claims must be made during the calendar year in which the return was prepared. </li> <li>By authorizing H&R Block to e-file your tax return, or by taking the completed return to file, you are accepting the return and are obligated to pay all fees when due. </li> <li>Available only at participating H&R Block offices. CAA service not available at all locations. H&R Block does not provide immigration services. An ITIN is an identification number issued by the U.S. government for tax reporting only. Having an ITIN does not change your immigration status. You are required to meet government requirements to receive your ITIN. Additional fees and restrictions may apply. </li> <li>For tax years beginning after 2017, applicants claimed as dependents must also prove U.S. residency unless the applicant is a dependent of U.S. military personnel stationed overseas. A passport that doesn’t have a date of entry won’t be accepted as a stand-alone identification document for dependents. </li> <li>Supporting Identification Documents must be original or copies certified by the issuing agency. Original supporting documentation for dependents must be included in the application. </li> <li>Audit services only available at participating offices. </li> <li>Amended tax returns not included in flat fees. A separate agreement is required for all Tax Audit &amp. Notice Services. Tax Audit &amp. Notice Services include tax advice only. Consult your own attorney for legal advice. A Power of Attorney may be required for some Tax Audit &amp. Notice Services. Conditions apply.&nbsp. See Peace of Mind® Terms for details. </li> <li>Qualifying individuals only. See www.irs.gov for qualifications. </li> <li>Important Terms, Conditions and Limitations apply. See Tax Identity Shield Terms, Conditions and Limitations for complete details. </li> </ol> Financial Services <ol> <li>This is an optional tax refund-related loan from Pathward, N.A.. it is not your tax refund. Loans are offered in amounts of $250, $500, $750, $1,250 or $3,500. Approval and loan amount based on expected refund amount, eligibility criteria, and underwriting. If approved, funds will be loaded on a prepaid card and the loan amount will be deducted from your tax refund, reducing the amount paid directly to you. Tax returns may be e-filed without applying for this loan. Fees for other optional products or product features may apply. Limited time offer at participating locations. HRB Maine License No. FRA2.&nbsp. OBTP#B13696. ©2022 HRB Tax Group, Inc. </li> <li>H&R Block Emerald Prepaid Mastercard® is issued by Pathward, N.A., Member FDIC, pursuant to license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Additional fees, terms and conditions apply. consult your Cardholder Agreement for details.&nbsp. </li> <li>For a full schedule of Emerald Card fees, see your Cardholder Agreement. </li> <li>Payroll, unemployment, government benefits and other direct deposit funds are available on effective date of settlement with provider. Please check with your employer or benefits provider as they may not offer direct deposit or partial direct deposit. Faster access to funds is based on comparison of traditional banking policies for check deposits versus electronic direct deposit. </li> <li>Fees apply to Emerald Card bill pay service. See Online and Mobile Banking Agreement for details. </li> <li>H&R Block Emerald Advance® line of credit, H&R Block Emerald Savings® and H&R Block Emerald Prepaid Mastercard® are offered by Pathward, N.A., Member FDIC. Cards issued pursuant to license by Mastercard. Emerald AdvanceSM, is subject to underwriting approval with available credit limits between $350-$1000. Fees apply. Offered at participating locations. Promotional period 11/12/2022 – 1/7/2023. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. OBTP# B13696 ©2022 HRB Tax Group, Inc. </li> <li>When you use an ATM, in addition to the fee charged by the bank, you may be charged an additional fee by the ATM operator. See your Cardholder Agreement for details on all ATM fees. </li> <li>Emerald Card Retail Reload Providers may charge a convenience fee. Any Retail Reload Fee is an independent fee assessed by the individual retailer only and is not assessed by H&R Block or Pathward. </li> <li>Refund Transfer is an optional tax refund-related product provided by Pathward, N.A., Member FDIC. Refund Transfer is a bank deposit product, not a loan. You can file your return and receive your refund without applying for a Refund Transfer. Payments you authorize from the account associated with your Refund Transfer will reduce the net proceeds of your refund sent to you. Fees apply. A qualifying expected tax refund and e-filing are required. Other restrictions apply. terms and conditions apply. H&R Block Maine License Number: FRA2. ©2022 HRB Tax Group, Inc. </li> <li>Neither H&R Block nor Pathward charges a fee for Emerald Card mobile updates. however, standard text messaging and data rates may apply. </li> <li>US Mastercard Zero Liability does not apply to commercial accounts (except for small business card programs). Conditions and exceptions apply – see your Cardholder Agreement for details about reporting lost or stolen cards and liability for unauthorized transactions. </li> <li>The Check-to-Card service is provided by Sunrise Banks, N.A. and Ingo Money, Inc., subject to the Sunrise Banks and Ingo Money Service Terms and Conditions, the Ingo Money Privacy Policy, and the Sunrise Banks, N.A. Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money's sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details. </li> <li>Minimum monthly payments apply. Line balance must be paid down to zero by February 15 each year. Year-round access may require an Emerald Savings® account. </li> <li>Transferring funds from another bank account to your Emerald Card may not be available to all cardholders and other terms and conditions apply. There are limits on the total amount you can transfer and how often you can request transfers. Pathward does not charge a fee for this service. please see your bank for details on its fees.&nbsp. </li> <li>Your wireless carrier may charge a fee for text messaging or data usage. </li> </ol> Income Tax Course <ol> <li>Enrollment in, or completion of, the H&R Block Income Tax Course or Tax Knowledge Assessment is neither an offer nor a guarantee of employment. Additional qualifications may be required. Enrollment restrictions apply. There is no tuition fee for the H&R Block Income Tax Course. however, you may be required to purchase course materials, which may be non-refundable. State restrictions may apply. The Income Tax Course consists of 62 hours of instruction at the federal level, 68 hours of instruction in Maryland, 80 hours of instruction in California, and 81 hours of instruction in Oregon. Additional time commitments outside of class, including homework, will vary by student. Additional training or testing may be required in CA, OR, and other states. Valid at participating locations only. Void where prohibited. This course is not open to any persons who are currently employed by or seeking employment with any professional tax preparation company or organization other than H&R Block. During the Income Tax Course, should H&R Block learn of any student’s employment or intended employment with a competing professional tax preparation company, H&R Block reserves the right to immediately cancel the student’s enrollment. The student will be required to return all course materials. CTEC# 1040-QE-2662 ©2022 HRB Tax Group, Inc. H&R Block has been approved by the California Tax Education Council to offer The H&R Block Income Tax Course, CTEC# 1040-QE-2662, which fulfills the 60-hour “qualifying education” requirement imposed by the State of California to become a tax preparer. A listing of additional requirements to register as a tax preparer may be obtained by contacting CTEC at P.O. 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