Zeal Credit Union

Digital Privacy Policy




ZCU_UC_015_100920,Digital Privacy Policy | 1,Digital Privacy Policy,Zeal Credit Union Digital Privacy Policy,Zeal Credit Union has prepared a digital privacy policy to be used in conjunction with our standard Privacy ,Policy. Our standard Privacy Policy applies to both our digital and non-digital services. Our digital privacy ,policy is outlined below.,Cookies and Information We Collect for Online Banking,Cookies are a small text file assigned and attached by a web server to the directory file on your computer. ,If you conduct transactions with Zeal Credit Union via Online Banking, you may have noticed the use ,of temporary session cookies. These temporary session cookies enable our systems to recognize your ,browser and your information as you navigate and conduct transactions while you are logged into our ,Online Banking system. They help to keep your session active until you either log out of Online Banking ,or when the session automatically times out due to inactivity. Once any one of these conditions occurs, ,the temporary cookies are removed from your system and you must log in with your username and ,password to regain access to Online Banking.,Cookies and Information We Collect at our Homepage,We collect information from all visitors to our website regarding user behavior through the use of cookies. ,The use of cookies is designed to improve the end user experience, and all users remain anonymous while ,visiting our homepage. The information we collect includes which pages are accessed, duration of the ,visit, frequency of visits, geographic location, the devices and operating systems in use and other similar ,demographic data. Information obtained from our website is kept secure, and access to that information ,is limited to the credit union personnel and vendor partners who use that information to improve the Zeal ,Credit Union website. ,Online Banking Security Measurers,Zeal Credit Union’s online banking website is a secured website. Our online banking website encrypts ,any data sent and received with Transport Layer Security (TLS) technology, which is used to provide a ,secure channel for data transmission across computer networks using public key cryptography. A website ,secured with the TLS protocol will cause a padlock to display in the URL address bar of a Microsoft ,browser, ensuring that data transmitted from that page cannot be altered when routed over the Internet. ,Digital Privacy Policy | 2,ZCU_UC_015_100920,Browsers that do not support TLS are unable to access the Online Banking application. In addition, Zeal ,Credit Union employs the use of firewalls which are designed to protect our computer network from ,outside internet activity. These firewalls are regularly monitored to assure their security. ,Homepage Security Measures,The Zeal Credit Union homepage website is a secured website. At the Zeal Credit Union homepage ,members may fill out applications for our products. We use Secured Socket Layer (SSL) technology on ,our website to encrypt any data that is sent or received. A website secured with the SSL protocol will ,cause a padlock to display in the URL address bar of a Microsoft browser, ensuring that data transmitted ,from that page cannot be altered when routed over the Internet. In addition, Zeal Credit Union employs ,the use of firewalls which are designed to protect our computer network from outside internet activity. ,These firewalls are regularly monitored to assure their security.,Links to 3rd Party Websites,Our website may contain links to other websites. Zeal Credit Union is not responsible for the privacy ,practices of those sites. We encourage all users to read the privacy statement of all linked websites. ,When leaving our site for a site hosted by another company, you will receive a popup notice telling ,you that you are leaving our site, and users must accept or reject the prompt.,Children’s Online Privacy Protection Act (COPPA),Zeal Credit Union does not market to or collect data online for Rock Star Saver youth accounts, which ,includes all members age 0-11. For children ages 12-17 in the Nextgen program, we market to and collect ,data for our Online Banking product only. No other products and services requiring data collection online ,are knowingly marketed to children under the age of 13.,Questions If you have questions about our digital privacy policy, please contact:,Zeal Credit Union,17250 Newburgh Rd.,Livonia, MI 48152,Phone: (800) 321-8570 Ext. 7400,E-mail: memberservices@zealcu.org





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