The Fifth Person

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Thursday, March 9 2023 <ul> <li>About</li> <li>Charity</li> <li>Events</li> <li>Contact</li> </ul> <ul> <li>Menu</li> </ul> <ul> <li>Analysis <ul> <li>All</li> <li>Bursa</li> <li>HKEx</li> <li>SGX</li> <li>U.S.</li> </ul> </li> <li>How To Invest </li> <li>Personal Finance </li> <li>Quick Guides <ul> <li>How to start investing in Singapore</li> <li>How to start investing in Malaysia</li> <li>Singapore brokerage account</li> <li>Malaysian brokerage account</li> <li>Dividend stocks</li> <li>Value-growth stocks</li> <li>Singapore REITs</li> <li>Singapore hospitality REITs</li> <li>CPF for retirement</li> <li>Singapore Savings Bonds</li> </ul> </li> <li> REIT Data <ul> <li>Singapore REIT Data</li> <li>Malaysia REIT Data</li> <li>Hong Kong REIT Data</li> </ul> </li> </ul> <ul> <li>Telegram</li> <li>Spotify</li> <li>Instagram</li> <li>YouTube</li> <li>Facebook</li> </ul> Home/Terms of Service Terms of Service 1. Introduction PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE PROCEEDING. By using any products, materials, website or recordings from Fifth Person Pte Ltd, you signify your agreement to these Terms of Use. If you do not agree to these Terms of Use, you may not use any of the products, materials, website or recordings. In addition, when you use any of our current or future services, you will also be subject to our guidelines, terms, conditions and agreements applicable to those services. If these Terms of Use are inconsistent with the guidelines, terms and agreements applicable to those services, these Terms of Use will control. 2. Consideration You agree that these Terms of Use are supported by reasonable and valuable consideration, the receipt and adequacy of which you hereby acknowledge, including, without limitation, your access to and use of any products, materials, website or recordings from Fifth Person Pte Ltd 3. RESTRICTIONS ON USE. LIMITED LICENSE All content contained on any products, materials, website or recordings (collectively, “Content“), such as text, graphics, logos, icons, images, audio and video clips, digital downloads, data compilations, and software, is our property or the property of our licensors or licensees, and the compilation of the Content is our exclusive property, protected by international copyright laws. All software used on the Website is our property or the property of our software suppliers and protected by international copyright laws. Any trademarks, service marks, graphics, logos, page headers, icons, scripts and trade names (each, a “Mark“) contained on the Website are proprietary to us or our licensors or licensees. Our Marks may not be used in connection with any product or service that is not ours in any manner that is likely to cause confusion among users or that disparages or discredits us or anyone else. All other Marks not owned by us that appear on the Website are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by us. We grant you a limited license to access and make personal use of any products, materials, website or recordings. No Content of the any products, materials, website or recordings owned, operated, licensed, or controlled by us may be copied, reproduced, republished, downloaded (other than page caching), uploaded, posted, transmitted or distributed in any way, or sold, resold, visited, or otherwise exploited for any commercial purpose, except that you may download one (1) copy of the Content that we make available to you for such purposes on a single computer for your personal, noncommercial, home use only, provided that you: (a) keep intact all copyright, trademark and other proprietary rights notices. (b) do not modify any of the Content. (c) do not use any Content in a manner that suggests an association with any of our products, services or brands. Your use of Content on any other website or computer environment is strictly prohibited. The license granted to you does not include, and specifically excludes, any rights to: resell or make any commercial use of the products, materials, website, recordings or any Content. collect and use any product listings, descriptions, or prices. make any derivative use of the products, materials, website, recordings or Content. download or copy account information for the benefit of anyone else. or use any form of data mining, robots, or similar data gathering and extraction tools. You may not frame, or utilize framing techniques to enclose, any Mark, Content or other proprietary information, or use any meta tags or any other “hidden text” utilizing any such intellectual property, without our and each applicable owner’s express written consent. Any unauthorized use automatically terminates the license granted to you hereunder. You may not use any of our or any such party’s intellectual property without our and each such party’s express written consent. For the purposes of this agreement, intellectual property rights include (but are not limited to) training materials, training programmes, seminars, products, websites and video recordings. 4. INDEMNIFICATION You hereby agree to indemnify, defend, and hold us, and our licensors, licensees, successors, distributors, agents, representatives and other authorized users, and each of their respective officers, directors, owners, managers, members, employees, agents, representatives and assigns (collectively, the “Indemnified Parties“), harmless from and against any and all loss, cost, damage, liability and expense (including, without limitation, settlement costs and legal or other fees and expenses) suffered or incurred by any of the Indemnified Parties arising out of, in connection with or related to any breach or alleged breach by you of these Terms of Use. You shall use your best efforts to cooperate with us in the defense of any claim. We reserve the right, at our own expense, to employ separate counsel and assume the exclusive defense and control of the settlement and disposition of any claim that is subject to indemnification by you. 5. LIMITATION OF LIABILITY UNDER NO CIRCUMSTANCES (INCLUDING NEGLIGENCE) SHALL WE BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES (INCLUDING LOST PROFITS), PERSONAL INJURY (INCLUDING DEATH) OR PROPERTY DAMAGE OF ANY KIND OR NATURE WHATSOEVER THAT ARISE OUT OF OR RESULT FROM: (A) THE USE OF, OR ANY INABILITY TO USE, THE PRODUCTS, MATERIALS, WEBSITES, RECORDINGS, ANY CONTENT OR FUNCTIONS THEREOF. OR (B) ANY ACT OR OMISSION, ONLINE OR OFFLINE, OF ANY USER OF THE PRODUCTS, MATERIALS, WEBSITES, RECORDINGS OR ANYONE ELSE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL LOSS, COST, DAMAGE, LIABILITY OR EXPENSE (INCLUDING ATTORNEYS FEES AND COSTS) THAT YOU MAY SUFFER OR INCUR, UNDER ANY THEORY OF LIABILITY, IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE) OR OTHERWISE, EXCEED THE LESSER OF THE AMOUNT PAID BY YOU, IF ANY, FOR THE RIGHT TO ACCESS OR PARTICIPATE IN ANY ACTIVITY RELATED TO THE PRODUCTS, MATERIALS, WEBSITES, RECORDINGS. UNDER NO CIRCUMSTANCES SHALL WE OR ANY OF THE INDEMNIFIED PARTIES BE LIABLE FOR ANY DELAY OR FAILURE IN PERFORMANCE RESULTING, DIRECTLY OR INDIRECTLY, FROM ANY EVENT OF FORCE MAJEURE OR OTHER CAUSE BEYOND OUR OR THEIR CONTROL INCLUDING, WITHOUT LIMITATION, ACTS OF GOD, WAR, EQUIPMENT AND TECHNICAL FAILURES, ELECTRICAL POWER FAILURES OR FLUCTUATIONS, STRIKES, LABOR DISPUTES, RIOTS, CIVIL DISTURBANCES, SHORTAGES OF LABOR OR MATERIALS, NATURAL DISASTERS, GOVERNMENTAL ACTIONS, ORDERS OF DOMESTIC OR FOREIGN COURTS OR TRIBUNALS, OR NON-PERFORMANCE OF THIRD PARTIES. NEITHER WE NOR ANY OTHER INDEMNIFIED PARTY IS RESPONSIBLE OR LIABLE FOR: (A) ANY INCOMPATIBILITY BETWEEN THE WEBSITE AND ANY SITE, SERVICE, SOFTWARE OR HARDWARE. OR (B) ANY DELAY OR FAILURE YOU MAY EXPERIENCE WITH ANY TRANSMISSION OR TRANSACTION RELATED TO THE WEBSITE. THE LIMITATIONS, EXCLUSIONS AND DISCLAIMERS HEREIN AND ELSEWHERE IN THESE TERMS OF USE APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. APPLICABLE LAW MAY NOT ALLOW CERTAIN OF THE EXCLUSIONS, LIMITATIONS, OR DISCLAIMERS OF LIABILITY SET FORTH IN THESE TERMS OF USE, SO SUCH EXCLUSIONS, LIMITATIONS OR DISCLAIMERS MAY NOT APPLY TO YOU. 6. AMENDMENT We reserve the right, in our sole discretion, to change, modify, add or delete portions of these Terms of Use at any time without notice, and it is your responsibility to review these Terms of Use for any changes. Your use of the products, materials, website or recordings following any change to these Terms of Use will constitute your assent to and acceptance of the revised Terms of Use. 7. TERMINATION These Terms of Use are effective until terminated by either you or us. You may terminate these Terms of Use prospectively at any time by discontinuing your access to and use of the Website and destroying all materials obtained from the Website and all related documentation and all copies and installations thereof, whether made under these Terms of Use or otherwise. If you terminate these Terms of Use, you shall notify us by sending notice of such termination by certified Singapore mail, postage to: Fifth Person Pte Ltd, 218 Orchard Road, Level 6, Singapore 238851 We may terminate these Terms of Use (including your access to and use of the Website) without cause and without notice to you, in our sole discretion. Upon termination, you must cease any access to or use of the Website and destroy all materials obtained from the Website and all related documentation and all copies and installations thereof, whether made under these Terms of Use or otherwise. We have adopted and implemented a policy that provides for the termination, in appropriate circumstances, of users who are repeat infringers of copyright. The provisions of these Terms of Use, which by their nature should survive the termination of these Terms of Use, shall survive such termination. 8. ELECTRONIC COMMUNICATIONS When you visit the Website or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on the Website. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. 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Any investment involves the taking of substantial risks, including (but not limited to) complete loss of capital. Every investor has different strategies, risk tolerances and time frames. You are advised to perform your own independent checks, research or study. and you should contact a licensed professional before making any investment decisions. Copyright © 2023 The Fifth Person. 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